ESNT
Essent Group·NYSE
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ESNT fundamentals
Essent Group (ESNT) released its earnings on Feb 13, 2026: revenue was 312.40M (YoY -0.83%), missed estimates; EPS was 1.6 (YoY +1.27%), missed estimates.
Revenue / YoY
312.40M
-0.83%
EPS / YoY
1.6
+1.27%
Report date
Feb 13, 2026
ESNT Earnings Call Summary for Q4,2025
- Strong Financial Performance: 2025 net income of $690 million, book value per share up 13% to $60.31, and 169% PMIERs efficiency.
- Reinsurance Expansion: Entered Lloyd's market with $100-150 million 2026 P&C premium, diversifying risk.
- Shareholder Returns: 13% dividend increase and $700 million returned in 2025, with continued buybacks planned.
- Credit Resilience: 747 FICO score, 93% LTV, and 1% claim rate mitigating defaults.
- Cautious MI Growth: 1-2% YoY in-force growth due to higher rates and smaller origination market.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
Essent Group (ESNT) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Essent Group (ESNT)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Balance Sheet
Essent Group (ESNT)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Essent Group (ESNT)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Essent Group (ESNT) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Essent Group (ESNT) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
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What is Essent Group's latest dividend and current dividend yield?What is Essent Group's gross profit margin?What guidance did Essent Group's management provide for the next earnings period?What were the key takeaways from Essent Group's earnings call?What factors drove the changes in Essent Group's revenue and profit?What were the key takeaways from Essent Group’s earnings call?Did Essent Group beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Essent Group year over year?
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