Essent Group (ESNT) Fundamental Analysis: Revenue, Earnings & Valuation

9.17 / 10

Outperform

Corporate fundamentals rate exceptional at 9.2/10. Beneficial factors: Cash-MV and Days sales outstanding, balanced by issues in Current assets turnover ratio and Total assets turnover ratio. Resultant assessment: superior.

Analysis Checks(5/10)

Days sales outstanding

Value220.36

Score2/3

Weight25.34%

1M Return0.98%

Gross profit margin (%)

Value35.32

Score2/3

Weight8.87%

1M Return0.35%

Current liabilities / Total liabilities (%)

Value50.30

Score2/3

Weight25.14%

1M Return0.98%

Accounts receivable turnover ratio

Value38.89

Score2/3

Weight8.43%

1M Return0.33%

Current assets turnover ratio

Value2.31

Score1/3

Weight24.48%

1M Return0.94%

Operating revenue (YoY growth rate %)

Value184.86

Score1/3

Weight-52.12%

1M Return-2.21%

Total assets turnover ratio

Value0.79

Score1/3

Weight24.19%

1M Return0.91%

EBIT / Total operating revenue (%)

Value-2014.59

Score1/3

Weight1.21%

1M Return0.05%

Asset-MV

Value-0.45

Score1/3

Weight-94.11%

1M Return-4.96%

Cash-MV

Value0.30

Score3/3

Weight128.57%

1M Return5.16%

Is ESNT undervalued or overvalued?

ESNT scores 9.17/10 on fundamentals and holds a Discounted valuation at present. Backed by its 12.15% ROE, 54.72% net margin, 8.24 P/E ratio, 0.99 P/B ratio, and 0.72% earnings growth, these metrics solidify its Outperform investment rating.