COF
Capital One·NYSE
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COF fundamentals
Capital One (COF) released its earnings on Jan 22, 2026: revenue was 15.58B (YoY +52.89%), beat estimates; EPS was 3.86 (YoY +24.92%), missed estimates.
Revenue / YoY
15.58B
+52.89%
EPS / YoY
3.86
+24.92%
Report date
Jan 22, 2026
COF Earnings Call Summary for Q4,2025
- $5.15B Brex Acquisition: Accelerates corporate liability card growth, adds AI-powered spend management platform with 50+ country reach
- Credit Card Growth: 39% YoY purchase volume (6.2% ex-Discover), heavy spender franchise outperforms
- Financial Strength: $2.1B Q4 net income, $2.5B buybacks, 14.3% CET1 ratio
- Strategic Investments: Brex, Discover integration, global payment network expansion, AI solutions
- Risk Management: Charge-offs -113 bps YoY, delinquencies -54 bps YoY, stable auto credit metrics
- 2026 Outlook: Maintain buyback pace, complete Discover integration, expand business payments capabilities
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Key Indicators
Capital One (COF) key financial stats and ratios, covering profitability, financial health, and leverage.
Capital One (COF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Capital One (COF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Capital One (COF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Capital One (COF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Capital One (COF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
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What is Capital One's gross profit margin?What were the key takeaways from Capital One's earnings call?What is the market's earnings forecast for Capital One next quarter?What factors drove the changes in Capital One's revenue and profit?What were the key takeaways from Capital One’s earnings call?Did Capital One beat or miss consensus estimates last quarter?What guidance did Capital One's management provide for the next earnings period?What is Capital One's latest dividend and current dividend yield?
