CBU
Community Financial·NYSE
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CBU fundamentals
Community Financial (CBU) released its earnings on Jan 27, 2026: revenue was 215.56M (YoY +9.96%), beat estimates; EPS was 1.12 (YoY +19.15%), missed estimates.
Revenue / YoY
215.56M
+9.96%
EPS / YoY
1.12
+19.15%
Report date
Jan 27, 2026
CBU Earnings Call Summary for Q4,2025
- Revenue and Growth: 16% operating earnings growth in 2025, with all segments outperforming peers. Employee Benefit Services up 10% QoQ, Banking operating income +22% YoY.
- Financial Strength: GAAP EPS $1.03 (+9.6% YoY), operating EPS $1.12. Net interest margin 3.39%, deposits up 7% YoY.
- Strategic Moves: $8M fee income from ClearPoint acquisition, 200,000+ automation hours saved. 2026 loan growth 3.5-6%, NII 8-12%.
- Challenges: 2% higher tax rate, Q1 expenses may hit $550M. NIM expansion slowing in 2026, but 2027 securities repricing provides tailwind.
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Revenue
Revenue & Expenses
Key Indicators
Community Financial (CBU) key financial stats and ratios, covering profitability, financial health, and leverage.
Community Financial (CBU)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Community Financial (CBU)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Community Financial (CBU)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Community Financial (CBU) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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Track Community Financial (CBU) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is Community Financial's latest dividend and current dividend yield?What were the key takeaways from Community Financial's earnings call?What is the revenue and EPS growth rate for Community Financial year over year?What were the key takeaways from Community Financial’s earnings call?What factors drove the changes in Community Financial's revenue and profit?What does Community Financial do and what are its main business segments?What guidance did Community Financial's management provide for the next earnings period?What is Community Financial's gross profit margin?
