BY
Byline Bancorp·NYSE
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1.94 / 10
Underperform
Fundamental assessment: 1.9/10 points to subpar condition. Positive attributes: Gross profit margin (%) and Total profit / EBIT (%), though challenges appear in Net profit attributable to parent company shareholders / Net profit (%) and Asset-MV. Concluding perspective: guarded.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value9.93
Score2/3
Weight8.56%
1M Return3.75%
Value9.93
Score2/3
Weight8.56%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.80%
1M Return3.05%
Value100.00
Score1/3
Weight6.80%
1M Return3.05%
Profit-MV
Value1.48
Score0/3
Weight11.08%
1M Return4.15%
Value1.48
Score0/3
Weight11.08%
1M Return4.15%
PB-ROE
Value1.41
Score0/3
Weight8.69%
1M Return3.61%
Value1.41
Score0/3
Weight8.69%
1M Return3.61%
Asset-MV
Value-0.50
Score1/3
Weight16.14%
1M Return5.76%
Value-0.50
Score1/3
Weight16.14%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight7.35%
1M Return3.16%
Value0.16
Score0/3
Weight7.35%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.77%
1M Return3.43%
Value36.70
Score3/3
Weight7.77%
1M Return3.43%
Total profit (YoY growth rate %)
Value4.64
Score1/3
Weight7.59%
1M Return3.23%
Value4.64
Score1/3
Weight7.59%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.77%
1M Return3.43%
Value100.00
Score3/3
Weight7.77%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight18.25%
1M Return7.61%
Value0.14
Score3/3
Weight18.25%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value9.93
Score2/3
Weight8.56%
1M Return3.75%
Value9.93
Score2/3
Weight8.56%
1M Return3.75%
Revenue-MV
Value0.16
Score0/3
Weight7.35%
1M Return3.16%
Value0.16
Score0/3
Weight7.35%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.80%
1M Return3.05%
Value100.00
Score1/3
Weight6.80%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.77%
1M Return3.43%
Value36.70
Score3/3
Weight7.77%
1M Return3.43%
Profit-MV
Value1.48
Score0/3
Weight11.08%
1M Return4.15%
Value1.48
Score0/3
Weight11.08%
1M Return4.15%
Total profit (YoY growth rate %)
Value4.64
Score1/3
Weight7.59%
1M Return3.23%
Value4.64
Score1/3
Weight7.59%
1M Return3.23%
PB-ROE
Value1.41
Score0/3
Weight8.69%
1M Return3.61%
Value1.41
Score0/3
Weight8.69%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.77%
1M Return3.43%
Value100.00
Score3/3
Weight7.77%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight16.14%
1M Return5.76%
Value-0.50
Score1/3
Weight16.14%
1M Return5.76%
Cash-MV
Value0.14
Score3/3
Weight18.25%
1M Return7.61%
Value0.14
Score3/3
Weight18.25%
1M Return7.61%
Is BY fundamentally strong?
- BY scores 1.94/10 on fundamentals and holds a Premium valuation at present. Backed by its 8.20% ROE, 29.00% net margin, 12.83 P/E ratio, 1.23 P/B ratio, and 2.90% earnings growth, these metrics solidify its Underperform investment rating.
