BSBR
Banco Santander (Brasil)·NYSE
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BSBR fundamentals
Banco Santander (Brasil) (BSBR) released its earnings on Feb 4, 2026: revenue was 4.04B (YoY +9.15%), missed estimates; EPS was 0.2026 (YoY +19.18%), missed estimates.
Revenue / YoY
4.04B
+9.15%
EPS / YoY
0.2026
+19.18%
Report date
Feb 4, 2026
BSBR Earnings Call Summary for Q4,2025
- Revenue & Profitability: 6% YoY net income growth, ROAE 17.6%, with 16% YoY tech/expansion investment.
- Customer Growth: 64M clients (+4.5M YoY), 50% retail funding mix, 74M active app users.
- AI & Efficiency: 60% hyper-personalized interactions, 43% cost-to-serve reduction in low-income.
- Segment Focus: Doubling SMEs, 20%+ ROE targets in high-income, optimizing low-income profitability.
- Risk Management: NPL over 90 days up 25bps QoQ, stable provisions, disciplined credit appetite.
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Key Indicators
Banco Santander (Brasil) (BSBR) key financial stats and ratios, covering profitability, financial health, and leverage.
Banco Santander (Brasil) (BSBR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Banco Santander (Brasil) (BSBR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Banco Santander (Brasil) (BSBR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Banco Santander (Brasil) (BSBR) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Banco Santander (Brasil) (BSBR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Banco Santander (Brasil) beat or miss consensus estimates last quarter?What were the key takeaways from Banco Santander (Brasil)’s earnings call?What is the revenue and EPS growth rate for Banco Santander (Brasil) year over year?What factors drove the changes in Banco Santander (Brasil)'s revenue and profit?What is Banco Santander (Brasil)'s gross profit margin?What guidance did Banco Santander (Brasil)'s management provide for the next earnings period?What is the market's earnings forecast for Banco Santander (Brasil) next quarter?What were the key takeaways from Banco Santander (Brasil)'s earnings call?
