BSAC
Santander-Chile·NYSE
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BSAC fundamentals
During Q4 2025, Santander-Chile (BSAC) reported revenue of 783.85M, a YoY change of 6.99%. Net income was 285.55M, a YoY change of 3.51%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 581.31M -- | 643.53M -- | 617.73M -- | 722.12M -- | 733.07M +26.11% | 756.69M +17.58% | 687.90M +11.36% | 730.30M +1.13% | 739.56M +0.89% | 416.92M -44.90% | 560.91M -18.46% | 494.04M -32.35% | 619.78M -16.20% | 596.13M +42.98% | 470.04M -16.20% | 629.09M +27.34% | 557.38M -10.07% | 687.45M +15.32% | 775.11M +64.90% | 732.61M +16.45% | 770.83M +38.30% | 786.67M +14.43% | 740.50M -4.47% | 783.85M +6.99% | 3.08B -- |
Net Interest Income | 458.82M -- | 465.90M -- | 486.41M -- | 600.77M -- | 499.70M +8.91% | 510.12M +9.49% | 448.16M -7.86% | 815.90M +35.81% | 281.78M -43.61% | 142.75M -72.02% | 123.33M -72.48% | 1.28B +56.55% | 222.15M -21.16% | 155.20M +8.72% | 232.85M +88.80% | 396.68M -68.94% | 368.94M +66.08% | 481.60M +210.30% | 532.36M +128.63% | 493.09M +24.31% | 542.90M +47.15% | 555.62M +15.37% | 498.25M -6.41% | 520.42M +5.54% | 2.12B -- |
Interest Income | 756.75M -- | 628.05M -- | 553.83M -- | 883.49M -- | 605.05M -20.05% | 605.23M -3.63% | 561.85M +1.45% | 1.84B +108.34% | 654.82M +8.23% | 719.68M +18.91% | 808.11M +43.83% | 2.48B +34.54% | 1.17B +78.67% | 1.18B +64.23% | 1.12B +38.17% | 1.35B -45.56% | 1.06B -9.18% | 1.08B -8.32% | 1.11B -0.69% | 1.03B -23.25% | 1.03B -3.53% | 1.05B -3.20% | 938.63M -15.35% | 1.03B -0.09% | 4.05B -- |
Interest Expense | 297.93M -- | 162.15M -- | 67.42M -- | 282.72M -- | 105.35M -64.64% | 95.11M -41.35% | 113.69M +68.63% | 1.02B +262.48% | 373.04M +254.10% | 576.93M +506.60% | 684.78M +502.32% | 1.20B +17.01% | 947.85M +154.09% | 1.03B +77.97% | 883.73M +29.05% | 951.51M -20.65% | 693.70M -26.81% | 602.04M -41.36% | 576.46M -34.77% | 541.61M -43.08% | 482.26M -30.48% | 493.30M -18.06% | 440.37M -23.61% | 513.35M -5.22% | 1.93B -- |
Non-Interest Income | 122.49M -- | 177.63M -- | 131.32M -- | 377.94M -- | 233.37M +90.52% | 246.58M +38.81% | 239.74M +82.57% | 204.11M -45.99% | 457.78M +96.16% | 274.17M +11.19% | 437.57M +82.52% | -420.84M -306.19% | 397.63M -13.14% | 440.93M +60.82% | 338.04M -22.75% | 316.38M +175.18% | 291.72M -26.64% | 307.25M -30.32% | 349.38M +3.35% | 333.50M +5.41% | 349.07M +19.66% | 345.64M +12.49% | 364.20M +4.24% | 336.83M +1.00% | 1.40B -- |
Gain (Loss) on Trading Securities | 183.97M -- | 73.96M -- | -254.08M -- | 104.11M -- | 34.81M -81.08% | -25.10M -133.94% | -34.22M +86.53% | 16.55M -84.11% | 22.49M -35.38% | -82.96M -230.52% | 37.27M +208.92% | 115.38M +597.28% | 168.81M +650.47% | -7.66M +90.77% | -25.24M -167.73% | -110.78M -196.01% | -48.17M -128.53% | -8.42M -9.93% | 14.14M +156.01% | 91.32M +182.43% | -35.80M +25.68% | 13.14M +256.08% | 104.07M +636.04% | -130.69M -243.11% | -49.28M -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | -- -- | -- -- | 82.95M -- | -- -- | -- -- | -- -- | 147.52M +77.84% | -- -- | -- -- | -- -- | 163.60M +10.90% | -- -- | -- -- | 114.79M -- | 177.37M +8.42% | 99.95M -- | 68.89M -- | 66.31M -42.24% | -20.72M -111.68% | 111.07M +11.13% | 54.13M -21.43% | -19.59M -129.55% | 175.04M +944.66% | 320.65M -- |
Fees and Commissions Income | 87.92M -- | 76.27M -- | 78.51M -- | 378.57M -- | 113.10M +28.64% | 110.13M +44.40% | 111.93M +42.57% | 401.82M +6.14% | 123.41M +9.12% | 103.07M -6.41% | 110.76M -1.05% | 500.40M +24.54% | 164.62M +33.39% | 169.33M +64.29% | 237.32M +114.28% | 246.95M -50.65% | 233.87M +42.07% | 246.45M +45.54% | 272.40M +14.78% | 253.91M +2.82% | 279.11M +19.35% | 276.68M +12.27% | 274.73M +0.86% | 278.30M +9.61% | 1.11B -- |
Other Non-Interest Income | -149.40M -- | 27.41M -- | 306.89M -- | -187.69M -- | 85.46M +157.20% | 161.55M +489.45% | 162.03M -47.20% | -361.78M -92.75% | 311.87M +264.93% | 254.05M +57.26% | 289.54M +78.69% | -1.20B -231.76% | 64.21M -79.41% | 279.25M +9.92% | 11.17M -96.14% | 2.84M +100.24% | 6.07M -90.55% | 329.12K -99.88% | -3.46M -130.98% | 8.99M +216.50% | -5.31M -187.58% | 1.68M +411.09% | 4.99M +244.29% | 14.17M +57.57% | 15.53M -- |
Loan Impairment Loss | 121.55M -- | 234.04M -- | 168.59M -- | 72.52M -- | 119.58M -1.62% | 123.12M -47.40% | 104.70M -37.90% | 34.13M -52.93% | 90.77M -24.09% | 99.08M -19.52% | 94.04M -10.18% | 119.89M +251.25% | 144.74M +59.47% | 146.18M +47.53% | 133.62M +42.09% | -32.69M -127.26% | 131.67M -9.03% | 134.27M -8.15% | 152.79M +14.34% | 111.49M +441.08% | 147.16M +11.76% | 156.78M +16.76% | 150.19M -1.70% | 159.15M +42.75% | 613.28M -- |
Income after Deducting Loan Impairment Loss | 459.76M -- | 409.49M -- | 449.14M -- | 906.20M -- | 613.49M +33.44% | 633.58M +54.72% | 583.20M +29.85% | 985.88M +8.79% | 648.79M +5.75% | 317.84M -49.83% | 466.87M -19.95% | 736.54M -25.29% | 475.03M -26.78% | 449.95M +41.57% | 437.27M -6.34% | 745.75M +1.25% | 528.98M +11.36% | 654.58M +45.48% | 728.96M +66.71% | 715.10M -4.11% | 744.81M +40.80% | 744.48M +13.73% | 712.26M -2.29% | 698.10M -2.38% | 2.90B -- |
Operating Expenses | 251.53M -- | 268.74M -- | 272.25M -- | 535.03M -- | 294.01M +16.89% | 302.11M +12.42% | 297.30M +9.20% | 553.79M +3.51% | 279.34M -4.99% | -34.92M -111.56% | 259.41M -12.74% | 649.22M +17.23% | 275.33M -1.44% | 276.13M +890.75% | 357.12M +37.66% | 387.41M -40.33% | 368.99M +34.02% | 363.22M +31.54% | 389.54M +9.08% | 381.78M -1.45% | 392.50M +6.37% | 398.87M +9.82% | 398.02M +2.18% | 393.72M +3.13% | 1.58B -- |
Fees and Commissions Expenses | -- -- | -- -- | -- -- | 259.31M -- | -- -- | -- -- | -- -- | 289.47M +11.63% | -- -- | -- -- | -- -- | 375.30M +29.65% | -- -- | -- -- | 103.29M -- | 117.86M -68.60% | 104.68M -- | 104.38M -- | 109.16M +5.69% | 114.21M -3.09% | 122.42M +16.95% | 118.05M +13.10% | 124.46M +14.01% | 108.75M -4.78% | 473.68M -- |
Selling, General and Administrative Expenses | 117.97M -- | 125.86M -- | 132.25M -- | 649.89M -- | 132.32M +12.17% | 141.16M +12.15% | 122.34M -7.49% | 589.11M -9.35% | 123.92M -6.34% | 120.93M -14.33% | 109.87M -10.19% | 628.37M +6.66% | 123.16M -0.61% | 141.93M +17.37% | 242.70M +120.90% | 253.85M -59.60% | 223.49M +81.46% | 241.72M +70.30% | 257.39M +6.05% | 228.37M -10.04% | 253.63M +13.48% | 255.77M +5.81% | 240.48M -6.57% | 247.17M +8.23% | 997.05M -- |
Impairment Loss on Other Assets | -- -- | -- -- | -- -- | 897.03K -- | -- -- | -- -- | -- -- | 0 -100.00% | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -529.31K -- | 1.50M -- | -96.70K -- | 347.00K -- | -769.87K -45.45% | 1.76M +17.23% | 462.95K +578.73% | 1.60M +360.74% | 1.13M +246.21% | 802.26K -54.52% | 3.99M -- |
Other Operating Expenses | 133.56M -- | 142.87M -- | 140.01M -- | -375.06M -- | 161.69M +21.06% | 160.95M +12.65% | 174.96M +24.96% | -324.80M +13.40% | 155.42M -3.88% | -155.85M -196.83% | 149.54M -14.53% | -354.45M -9.13% | 152.17M -2.09% | 134.19M +186.11% | 11.66M -92.20% | 14.20M +104.01% | 40.92M -73.11% | 16.77M -87.50% | 23.76M +103.81% | 37.44M +163.69% | 15.99M -60.93% | 23.46M +39.84% | 31.95M +34.48% | 37.00M -1.17% | 108.40M -- |
Operating Profit | 208.23M -- | 140.75M -- | 176.88M -- | 371.16M -- | 319.48M +53.43% | 331.47M +135.49% | 285.90M +61.63% | 432.09M +16.42% | 369.45M +15.64% | 352.75M +6.42% | 207.45M -27.44% | 87.33M -79.79% | 199.70M -45.95% | 173.82M -50.73% | 80.15M -61.36% | 358.34M +310.35% | 159.99M -19.88% | 291.36M +67.63% | 339.42M +323.46% | 333.32M -6.98% | 352.31M +120.21% | 345.61M +18.62% | 314.25M -7.42% | 304.37M -8.68% | 1.32B -- |
Non-Operating Income (Loss) | 163.06K -- | 561.03K -- | 425.77K -- | 643.95K -- | -- -- | -248.88K -144.36% | -- -- | -558.66K -186.75% | -- -- | -- -- | -- -- | 12.00M +2247.14% | -- -- | -- -- | 2.44M -- | 2.66M -77.79% | 1.40M -- | 2.98M -- | 2.53M +3.88% | 3.99M +49.72% | 1.28M -8.53% | 3.46M +16.16% | 2.51M -0.84% | 2.66M -33.26% | 9.91M -- |
Profit (Loss) from Equity Investments | -- -- | -- -- | -- -- | 1.95M -- | -- -- | -- -- | -- -- | -558.66K -128.63% | -- -- | -- -- | -- -- | 12.00M +2247.14% | -- -- | -- -- | 2.44M -- | 2.66M -77.79% | 1.40M -- | 2.98M -- | 2.53M +3.88% | 3.99M +49.72% | 1.28M -8.53% | 3.46M +16.16% | 2.51M -0.84% | 2.66M -33.26% | 9.91M -- |
Other Non-Operating Income (Loss) | 163.06K -- | 561.03K -- | 425.77K -- | -1.31M -- | -- -- | -248.88K -144.36% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Income Before Income Taxes | 208.39M -- | 141.32M -- | 177.31M -- | 371.81M -- | 319.48M +53.31% | 331.22M +134.38% | 285.90M +61.24% | 431.53M +16.06% | 369.45M +15.64% | 352.75M +6.50% | 207.45M -27.44% | 99.32M -76.98% | 199.70M -45.95% | 173.82M -50.73% | 82.59M -60.19% | 220.57M +122.08% | 161.39M -19.18% | 294.34M +69.34% | 341.95M +314.03% | 331.99M +50.51% | 353.59M +119.09% | 349.07M +18.59% | 316.76M -7.37% | 342.30M +3.11% | 1.36B -- |
Income Tax Expense | 37.28M -- | 36.48M -- | 41.75M -- | 68.13M -- | 67.77M +81.79% | 73.40M +101.23% | 62.26M +49.13% | 80.03M +17.47% | 64.93M -4.19% | 38.08M -48.12% | 10.90M -82.49% | -3.55M -104.44% | 22.60M -65.19% | 8.33M -78.13% | 14.64M +34.31% | 20.96M +689.61% | 36.14M +59.93% | 62.33M +648.26% | 66.23M +352.25% | 56.12M +167.78% | 55.80M +54.41% | 53.24M -14.58% | 55.77M -15.79% | 56.75M +1.12% | 221.57M -- |
Current Income Tax | -- -- | -- -- | -- -- | 244.93M -- | -- -- | -- -- | -- -- | 5.21M -97.87% | -- -- | -- -- | -- -- | 162.84M +3022.54% | -- -- | -- -- | -- -- | 270.04M +65.83% | -- -- | -- -- | 55.15M -- | 78.47M -70.94% | -- -- | -- -- | 78.64M +42.61% | 97.35M +24.07% | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -44.53M -- | -- -- | -- -- | -- -- | 255.49M +673.73% | -- -- | -- -- | -- -- | -53.91M -121.10% | -- -- | -- -- | -- -- | -159.77M -196.35% | -- -- | -- -- | 11.08M -- | -12.34M +92.28% | -- -- | -- -- | -22.87M -306.38% | -41.24M -234.26% | -- -- |
Net Income from Discontinued Operations | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | -- -- |
Net Income | 171.12M -- | 104.84M -- | 135.56M -- | 303.68M -- | 251.71M +47.10% | 257.82M +145.92% | 223.64M +64.97% | 351.50M +15.75% | 304.52M +20.98% | 314.67M +22.05% | 196.55M -12.11% | 102.87M -70.73% | 177.10M -41.84% | 165.49M -47.41% | 67.95M -65.43% | 199.62M +94.04% | 125.25M -29.28% | 232.02M +40.20% | 275.72M +305.80% | 275.87M +38.20% | 297.79M +137.75% | 295.83M +27.50% | 260.98M -5.35% | 285.55M +3.51% | 1.14B -- |
Net Income Attributable to Minority Interests | 946.47K -- | 891.76K -- | 1.53M -- | 3.35M -- | 3.08M +225.72% | 2.07M +132.42% | 4.00M +161.05% | 3.48M +3.97% | 5.03M +63.31% | 4.32M +108.41% | 4.42M +10.52% | 3.48M -0.01% | 5.20M +3.32% | 7.04M +62.86% | 5.51M +24.62% | -386.62K -111.10% | 2.84M -45.35% | 3.08M -56.27% | 4.44M -19.42% | -2.84M -633.89% | 4.16M +46.48% | 4.55M +47.93% | 3.49M -21.51% | 5.32M +287.67% | 17.53M -- |
Net Income Attributable to Owners of the Company | 170.17M -- | 103.95M -- | 134.03M -- | 300.32M -- | 248.63M +46.11% | 255.75M +146.03% | 219.63M +63.87% | 348.02M +15.88% | 299.49M +20.45% | 310.35M +21.35% | 192.12M -12.53% | 99.39M -71.44% | 171.90M -42.60% | 158.45M -48.94% | 62.43M -67.50% | 293.85M +195.66% | 122.41M -28.79% | 228.94M +44.48% | 271.28M +334.52% | 274.01M -6.75% | 293.62M +139.87% | 291.28M +27.23% | 257.49M -5.08% | 245.59M -10.37% | 1.09B -- |
Net Income Attributable to Common Stockholders | 170.17M -- | 103.95M -- | 134.03M -- | 300.32M -- | 248.63M +46.11% | 255.75M +146.03% | 219.63M +63.87% | 348.02M +15.88% | 299.49M +20.45% | 310.35M +21.35% | 192.12M -12.53% | 99.39M -71.44% | 171.90M -42.60% | 158.45M -48.94% | 62.43M -67.50% | 293.85M +195.66% | 122.41M -28.79% | 228.94M +44.48% | 271.28M +334.52% | 274.01M -6.75% | 293.62M +139.87% | 291.28M +27.23% | 257.49M -5.08% | 245.59M -10.37% | 1.09B -- |
Other Comprehensive Income | 3.30M -- | 73.50M -- | -51.64M -- | -54.33M -- | -178.82M -5524.09% | -284.75M -487.42% | -36.13M +30.04% | 47.56M +187.54% | -116.31M +34.96% | -81.21M +71.48% | -- -- | 217.19M +356.63% | -- -- | -- -- | -8.64M -- | -- -- | -82.62M -- | -13.12M -- | -8.63M +0.12% | -- -- | 4.50M +105.45% | 13.58M +203.50% | -13.48M -56.23% | -- -- | -- -- |
Total Comprehensive Income | 174.41M -- | 178.34M -- | 83.92M -- | 249.34M -- | 72.90M -58.20% | -26.93M -115.10% | 187.51M +123.43% | 399.07M +60.05% | 188.21M +158.19% | 233.47M +966.94% | -- -- | 1.16B +189.84% | -- -- | -- -- | 59.31M -- | -- -- | 42.63M -- | 218.89M -- | 267.09M +350.36% | -- -- | 302.29M +609.04% | 309.41M +41.35% | 247.50M -7.34% | -- -- | -- -- |
Total Comprehensive Income Attributable to Minority Interests | 934.66K -- | 908.91K -- | 1.54M -- | 3.45M -- | 2.94M +214.06% | 1.92M +111.13% | 3.92M +154.81% | 3.49M +1.12% | 5.02M +70.91% | 4.31M +124.82% | -- -- | 17.66M +405.88% | -- -- | -- -- | 5.50M -- | 462.36K -97.38% | 2.84M -- | 3.05M -- | 4.35M -20.95% | -2.73M -689.91% | 4.27M +50.03% | 4.85M +58.89% | 3.52M -19.01% | 5.33M +295.31% | 17.97M -- |
Total Comprehensive Income Attributable to Owners of the Company | 173.48M -- | 177.43M -- | 82.39M -- | 245.89M -- | 69.96M -59.67% | -28.85M -116.26% | 183.59M +122.85% | 395.57M +60.87% | 183.19M +161.85% | 229.15M +894.32% | -- -- | 1.14B +187.93% | -- -- | -- -- | 53.81M -- | 360.13M -68.38% | 39.79M -- | 215.84M -- | 262.74M +388.31% | 273.34M -24.10% | 298.02M +648.99% | 304.55M +41.10% | 243.98M -7.14% | 281.15M +2.85% | 1.13B -- |
You can ask Aime
What is Santander-Chile's latest dividend and current dividend yield?What does Santander-Chile do and what are its main business segments?Did Santander-Chile beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Santander-Chile year over year?What is the market's earnings forecast for Santander-Chile next quarter?What factors drove the changes in Santander-Chile's revenue and profit?What were the key takeaways from Santander-Chile’s earnings call?What were the key takeaways from Santander-Chile's earnings call?
