BCH
Banco de Chile·NYSE
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BCH fundamentals
During Q4 2025, Banco de Chile (BCH) reported revenue of 821.55M, a YoY change of 4.75%. Net income was 291.42M, a YoY change of -3.00%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
|---|
Start Date | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 606.28M -- | 617.39M -- | 563.86M -- | 650.81M -- | 652.18M +7.57% | 667.78M +8.16% | 660.89M +17.21% | 853.05M +31.07% | 870.45M +33.47% | 920.43M +37.83% | 805.58M +21.89% | 964.90M +13.11% | 890.01M +2.25% | 931.66M +1.22% | 751.49M -6.71% | 997.49M +3.38% | 794.34M -10.75% | 810.65M -12.99% | 804.29M +7.03% | 784.33M -21.37% | 823.61M +3.68% | 814.93M +0.53% | 765.35M -4.84% | 821.55M +4.75% | 3.23B -- |
Net Interest Income | 413.21M -- | 397.13M -- | 368.21M -- | 497.79M -- | 358.39M -13.27% | 362.40M -8.74% | 344.66M -6.39% | 903.50M +81.50% | 389.01M +8.54% | 345.50M -4.67% | 324.17M -5.94% | 1.55B +71.13% | 466.12M +19.82% | 459.23M +32.92% | 414.76M +27.94% | 913.58M -40.91% | 471.75M +1.21% | 474.92M +3.42% | 473.95M +14.27% | 807.33M -11.63% | 454.03M -3.76% | 460.36M -3.07% | 455.88M -3.81% | 826.77M +2.41% | 2.20B -- |
Interest Income | 654.94M -- | 539.93M -- | 459.64M -- | 732.77M -- | 438.69M -33.02% | 440.49M -18.42% | 423.71M -7.82% | 1.65B +125.17% | 571.06M +30.17% | 588.06M +33.50% | 652.07M +53.90% | 3.31B +100.71% | 979.51M +71.52% | 992.42M +68.76% | 880.09M +34.97% | 1.90B -42.76% | 815.13M -16.78% | 779.99M -21.41% | 771.27M -12.36% | 1.53B -19.42% | 702.86M -13.77% | 727.78M -6.69% | 714.81M -7.32% | 1.49B -2.40% | 3.64B -- |
Interest Expense | 241.73M -- | 142.80M -- | 91.43M -- | 234.98M -- | 80.30M -66.78% | 78.09M -45.32% | 79.05M -13.55% | 746.51M +217.69% | 182.05M +126.71% | 242.56M +210.61% | 327.90M +314.82% | 1.77B +136.51% | 513.39M +182.00% | 533.19M +119.82% | 465.34M +41.91% | 982.01M -44.38% | 343.38M -33.12% | 305.07M -42.78% | 297.32M -36.11% | 720.05M -26.68% | 248.83M -27.54% | 267.42M -12.34% | 258.94M -12.91% | 663.92M -7.80% | 1.44B -- |
Non-Interest Income | 193.07M -- | 220.26M -- | 195.65M -- | 323.53M -- | 293.79M +52.17% | 305.38M +38.65% | 316.23M +61.63% | 99.51M -69.24% | 481.44M +63.87% | 574.93M +88.27% | 481.40M +52.23% | -423.20M -525.30% | 423.89M -11.95% | 472.43M -17.83% | 410.43M -14.74% | -231.45M +45.31% | 454.97M +7.33% | 517.51M +9.54% | 475.48M +15.85% | -314.32M -35.81% | 546.46M +20.11% | 504.93M -2.43% | 410.37M -13.69% | -295.00M +6.15% | 1.17B -- |
Gain (Loss) on Trading Securities | -- -- | -- -- | -- -- | -15.73M -- | -- -- | -- -- | -- -- | 219.87M +1497.46% | -- -- | -- -- | -- -- | 234.77M +6.78% | -- -- | -- -- | -219.44K -- | 392.98M +67.39% | -1.73M -- | 86.61M -- | 74.62M +34102.61% | -37.24M -109.48% | 45.62M +2729.93% | 39.21M -54.72% | 53.87M -27.80% | -12.08M +67.57% | 126.63M -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | -- -- | -- -- | 220.27M -- | -- -- | -- -- | -- -- | -18.77M -108.52% | -- -- | -- -- | -- -- | 122.21M +750.96% | -- -- | -- -- | 137.38M -- | 12.91M -89.44% | 108.36M -- | -25.75M -- | -5.04M -103.67% | 87.85M +580.72% | 18.48M -82.95% | 34.47M +233.87% | 21.80M +532.39% | 93.29M +6.19% | 168.04M -- |
Fees and Commissions Income | 148.26M -- | 142.72M -- | 132.69M -- | 307.80M -- | 151.80M +2.39% | 162.16M +13.63% | 150.57M +13.48% | 277.28M -9.92% | 165.46M +9.00% | 138.10M -14.84% | 142.75M -5.20% | 321.02M +15.78% | 173.46M +4.84% | 169.65M +22.85% | 198.48M +39.04% | 195.24M -39.18% | 183.16M +5.59% | 190.16M +12.09% | 202.59M +2.07% | 192.08M -1.62% | 203.99M +11.37% | 208.31M +9.55% | 207.04M +2.20% | 223.64M +16.43% | 842.98M -- |
Gain (Loss) on Change in Fair Value | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | -- -- |
Other Non-Interest Income | 44.81M -- | 77.54M -- | 62.96M -- | -188.80M -- | 141.99M +216.85% | 143.22M +84.69% | 165.66M +163.10% | -378.86M -100.67% | 315.98M +122.54% | 436.84M +205.02% | 338.65M +104.43% | -1.10B -190.66% | 250.43M -20.75% | 302.78M -30.69% | 74.79M -77.91% | -832.58M +24.39% | 165.18M -34.04% | 266.49M -11.99% | 203.31M +171.83% | -557.01M +33.10% | 278.38M +68.53% | 222.93M -16.35% | 127.66M -37.21% | -599.85M -7.69% | 29.11M -- |
Loan Impairment Loss | 148.36M -- | 170.77M -- | 143.47M -- | 238.45M -- | 76.75M -48.27% | 100.12M -41.37% | 57.79M -59.72% | -226.25M -194.88% | 126.28M +64.53% | 115.36M +15.22% | 77.13M +33.46% | -242.72M -7.28% | 133.67M +5.85% | 83.93M -27.24% | 64.71M -16.10% | -399.66M -64.66% | 113.69M -14.95% | 98.62M +17.50% | 93.81M +44.96% | 98.36M +124.61% | 95.28M -16.19% | 101.24M +2.66% | 81.21M -13.43% | 181.73M +84.76% | 459.46M -- |
Income after Deducting Loan Impairment Loss | 457.91M -- | 446.62M -- | 420.39M -- | 582.88M -- | 575.43M +25.66% | 567.66M +27.10% | 603.10M +43.46% | 1.23B +110.89% | 744.17M +29.33% | 805.07M +41.82% | 728.45M +20.78% | 1.37B +11.10% | 756.34M +1.64% | 847.73M +5.30% | 760.48M +4.40% | 1.08B -20.78% | 813.04M +7.50% | 893.81M +5.44% | 855.62M +12.51% | 394.65M -63.52% | 905.21M +11.34% | 864.04M -3.33% | 785.04M -8.25% | 350.04M -11.30% | 2.90B -- |
Operating Expenses | 260.30M -- | 271.37M -- | 266.14M -- | 472.32M -- | 298.82M +14.80% | 289.18M +6.56% | 268.28M +0.81% | 529.76M +12.16% | 297.79M -0.35% | 256.38M -11.34% | 267.71M -0.21% | 975.84M +84.20% | 333.76M +12.08% | 329.41M +28.48% | 376.61M +40.68% | 413.89M -57.59% | 423.05M +26.75% | 473.91M +43.86% | 448.87M +19.19% | 30.04M -92.74% | 475.83M +12.48% | 456.62M -3.65% | 392.73M -12.51% | -18.87M -162.81% | 1.31B -- |
Fees and Commissions Expenses | -- -- | -- -- | -- -- | 167.00M -- | -- -- | -- -- | -- -- | 154.53M -7.47% | -- -- | -- -- | -- -- | 175.62M +13.64% | -- -- | -- -- | 51.89M -- | 50.48M -71.26% | 43.55M -- | 38.72M -- | 39.98M -22.94% | 44.28M -12.29% | 39.18M -10.03% | 41.95M +8.33% | 40.33M +0.87% | 39.65M -10.45% | 161.11M -- |
Selling, General and Administrative Expenses | 126.48M -- | 131.03M -- | 134.47M -- | 745.07M -- | 155.30M +22.78% | 150.82M +15.11% | 138.55M +3.03% | 607.82M -18.42% | 155.07M -0.15% | 133.60M -11.42% | 142.18M +2.62% | 677.64M +11.49% | 169.79M +9.49% | 167.91M +25.68% | 287.59M +102.26% | 347.62M -48.70% | 280.23M +65.04% | 278.11M +65.63% | 295.97M +2.91% | -296.99M -185.44% | 287.59M +2.63% | 288.87M +3.87% | 279.56M -5.55% | -315.51M -6.23% | 540.51M -- |
Impairment Loss on Other Assets | -- -- | -- -- | -- -- | 2.34M -- | -- -- | -- -- | -- -- | 3.16M +35.52% | -- -- | -- -- | -- -- | 9.41M +197.25% | -- -- | -- -- | 2.11M -- | 2.21M -76.53% | 1.61M -- | 2.69M -- | -4.20M -298.62% | 3.51M +59.01% | 69.76K -95.66% | 4.28M +59.10% | 1.96M +146.73% | 365.46K -89.59% | 6.68M -- |
Other Operating Expenses | 133.82M -- | 140.34M -- | 131.67M -- | -442.09M -- | 143.52M +7.25% | 138.36M -1.41% | 129.73M -1.47% | -235.76M +46.67% | 142.72M -0.56% | 122.78M -11.26% | 125.52M -3.25% | 113.17M +148.00% | 163.97M +14.89% | 161.51M +31.54% | 35.01M -72.10% | 13.58M -88.00% | 97.67M -40.44% | 154.38M -4.41% | 117.12M +234.49% | 279.24M +1956.59% | 148.99M +52.54% | 121.53M -21.28% | 70.88M -39.48% | 256.63M -8.10% | 598.02M -- |
Operating Profit | 197.61M -- | 175.25M -- | 154.26M -- | 110.56M -- | 276.60M +39.97% | 278.49M +58.91% | 334.82M +117.05% | 699.49M +532.69% | 446.38M +61.38% | 548.68M +97.02% | 460.74M +37.61% | 389.81M -44.27% | 422.58M -5.33% | 518.31M -5.54% | 383.87M -16.68% | 667.91M +71.34% | 389.99M -7.71% | 419.91M -18.99% | 406.75M +5.96% | 364.62M -45.41% | 429.38M +10.10% | 407.42M -2.97% | 392.31M -3.55% | 368.91M +1.18% | 1.60B -- |
Non-Operating Income (Loss) | 2.24M -- | -391.98K -- | -2.51M -- | -6.62M -- | -- -- | -- -- | -53.06M -2015.96% | 122.14M +1945.54% | -- -- | -- -- | -32.83M +38.12% | 151.78M +24.27% | -- -- | -- -- | 3.93M +111.96% | 4.58M -96.98% | 221.91K -- | 4.06M -- | 3.35M -14.64% | 10.05M +119.34% | 1.83M +725.91% | 4.36M +7.29% | 2.78M -17.13% | 4.36M -56.57% | 13.33M -- |
Profit (Loss) from Equity Investments | -- -- | -- -- | -- -- | -7.17M -- | -- -- | -- -- | -- -- | 2.11M +129.41% | -- -- | -- -- | -- -- | 15.16M +618.94% | -- -- | -- -- | 3.93M -- | 4.58M -69.79% | 221.91K -- | 4.06M -- | 3.35M -14.64% | 10.05M +119.34% | 1.83M +725.91% | 4.36M +7.29% | 2.78M -17.13% | 4.36M -56.57% | 13.33M -- |
Other Non-Operating Income (Loss) | 2.24M -- | -391.98K -- | -2.51M -- | 551.15K -- | -- -- | -- -- | -53.06M -2015.96% | 120.03M +21678.04% | -- -- | -- -- | -32.83M +38.12% | 136.62M +13.82% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Income Before Income Taxes | 199.85M -- | 174.86M -- | 151.75M -- | 103.94M -- | 276.60M +38.40% | 278.49M +59.26% | 281.76M +85.67% | 821.63M +690.48% | 446.38M +61.38% | 548.68M +97.02% | 427.91M +51.87% | 541.58M -34.08% | 422.58M -5.33% | 518.31M -5.54% | 387.80M -9.37% | 672.49M +24.17% | 390.21M -7.66% | 423.97M -18.20% | 410.10M +5.75% | 374.66M -44.29% | 431.22M +10.51% | 411.77M -2.88% | 395.09M -3.66% | 373.27M -0.37% | 1.61B -- |
Income Tax Expense | 38.11M -- | 38.03M -- | 39.27M -- | 12.82M -- | 55.37M +45.30% | 55.82M +46.77% | 58.40M +48.73% | 173.43M +1252.34% | 75.77M +36.84% | 79.62M +42.65% | 76.39M +30.79% | 96.01M -44.64% | 85.64M +13.02% | 104.52M +31.26% | 101.10M +32.35% | 89.24M -7.05% | 87.22M +1.84% | 83.70M -19.92% | 88.68M -12.28% | 74.23M -16.82% | 83.53M -4.22% | 85.97M +2.71% | 90.37M +1.90% | 81.85M +10.27% | 341.72M -- |
Current Income Tax | -- -- | -- -- | -- -- | 227.59M -- | -- -- | -- -- | -- -- | 294.21M +29.27% | -- -- | -- -- | -- -- | 430.14M +46.20% | -- -- | -- -- | -- -- | 303.32M -29.48% | 65.63M -- | -- -- | -- -- | 102.64M -66.16% | 78.39M +19.45% | -- -- | -- -- | 83.25M -18.89% | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -82.81M -- | -- -- | -- -- | -- -- | 23.71M +128.64% | -- -- | -- -- | -- -- | -105.88M -546.46% | -- -- | -- -- | -- -- | 50.36M +147.56% | 21.40M -- | -- -- | -- -- | -29.48M -158.55% | 5.14M -75.99% | -- -- | -- -- | -1.40M +95.26% | -- -- |
Income Tax Adjustments | -- -- | -- -- | -- -- | 350.09K -- | -- -- | -- -- | -- -- | 6.65M +1798.42% | -- -- | -- -- | -- -- | 12.22M +83.79% | -- -- | -- -- | -- -- | 10.46M -14.38% | 187.30K -- | -- -- | -- -- | 1.07M -89.75% | 0 -100.00% | -- -- | -- -- | 0 -100.00% | -- -- |
Net Income from Discontinued Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | 0 -- | -- -- |
Net Income | 161.74M -- | 136.83M -- | 112.48M -- | 91.12M -- | 221.23M +36.78% | 222.67M +62.73% | 223.36M +98.57% | 648.21M +611.40% | 370.61M +67.52% | 469.06M +110.65% | 351.53M +57.38% | 445.57M -31.26% | 336.94M -9.09% | 413.80M -11.78% | 286.70M -18.44% | 583.25M +30.90% | 302.99M -10.07% | 340.27M -17.77% | 321.42M +12.11% | 300.43M -48.49% | 347.68M +14.75% | 325.80M -4.25% | 304.73M -5.19% | 291.42M -3.00% | 1.27B -- |
Net Income Attributable to Minority Interests | -- -- | -- -- | 1.27K -- | 0 -- | -- -- | -- -- | 1.24K -2.38% | 0 -- | -- -- | -- -- | 2.07K +66.37% | 0 -- | -- -- | -- -- | 0 -100.00% | 1.13K -- | 0 -- | 0 -- | 0 -- | 0 -100.00% | 0 -- | 0 -- | 0 -- | 0 -- | -- -- |
Net Income Attributable to Owners of the Company | 161.74M -- | 136.83M -- | 112.48M -- | 91.12M -- | 221.23M +36.78% | 222.67M +62.73% | 223.36M +98.57% | 648.21M +611.40% | 370.61M +67.52% | 469.06M +110.65% | 351.53M +57.38% | 445.57M -31.26% | 336.94M -9.09% | 413.80M -11.78% | 286.70M -18.44% | 583.25M +30.90% | 302.99M -10.07% | 340.27M -17.77% | 321.42M +12.11% | 300.43M -48.49% | 347.68M +14.75% | 325.80M -4.25% | 304.73M -5.19% | 291.42M -3.00% | 1.27B -- |
Net Income Attributable to Common Stockholders | 161.74M -- | 136.83M -- | 112.48M -- | 91.12M -- | 221.23M +36.78% | 222.67M +62.73% | 223.36M +98.57% | 648.21M +611.40% | 370.61M +67.52% | 469.06M +110.65% | 351.53M +57.38% | 445.57M -31.26% | 336.94M -9.09% | 413.80M -11.78% | 286.70M -18.44% | 583.25M +30.90% | 302.99M -10.07% | 340.27M -17.77% | 321.42M +12.11% | 300.43M -48.49% | 347.68M +14.75% | 325.80M -4.25% | 304.73M -5.19% | 291.42M -3.00% | 1.27B -- |
Other Comprehensive Income | -6.70M -- | -28.24M -- | 19.34M -- | 20.82M -- | 3.02M +145.16% | 29.29M +203.73% | 14.51M -24.98% | 58.07M +178.92% | -67.46M -2330.69% | -62.63M -313.80% | 32.22M +122.06% | -33.75M -158.12% | 70.04M +203.83% | -9.78M +84.38% | 46.21M +43.40% | 4.90M +114.52% | 661.66K -99.06% | -1.68M +82.81% | -7.19M -115.57% | -13.17M -368.86% | -7.20M -1188.19% | 23.38M +1490.64% | -19.43M -170.14% | -10.89M +17.32% | -14.14M -- |
Total Comprehensive Income | 155.05M -- | 108.59M -- | 131.82M -- | 111.94M -- | 224.25M +44.64% | 251.96M +132.03% | 237.87M +80.44% | 706.28M +530.95% | 303.15M +35.18% | 406.43M +61.31% | 383.75M +61.33% | 411.82M -41.69% | 406.98M +34.25% | 404.02M -0.59% | 332.91M -13.25% | 588.15M +42.82% | 303.66M -25.39% | 338.58M -16.20% | 314.22M -5.61% | 287.26M -51.16% | 340.48M +12.13% | 349.18M +3.13% | 285.29M -9.21% | 280.53M -2.34% | 1.26B -- |
Total Comprehensive Income Attributable to Minority Interests | -- -- | -- -- | 1.27K -- | 0 -- | -- -- | -- -- | 1.24K -2.38% | 0 -- | -- -- | -- -- | 2.07K +66.37% | 0 -- | -- -- | -- -- | -- -- | 2.26K -- | 0 -- | 0 -- | 0 -- | 0 -100.00% | 0 -- | 0 -- | 0 -- | 0 -- | -- -- |
Total Comprehensive Income Attributable to Owners of the Company | 155.05M -- | 108.59M -- | 131.82M -- | 111.94M -- | 224.25M +44.64% | 251.96M +132.03% | 237.87M +80.44% | 706.28M +530.95% | 303.15M +35.18% | 406.43M +61.31% | 383.75M +61.33% | 411.82M -41.69% | 406.98M +34.25% | 404.02M -0.59% | 332.91M -13.25% | 588.15M +42.82% | 303.66M -25.39% | 338.58M -16.20% | 314.22M -5.61% | 287.26M -51.16% | 340.48M +12.13% | 349.18M +3.13% | 285.29M -9.21% | 280.53M -2.34% | 1.26B -- |
You can ask Aime
What does Banco de Chile do and what are its main business segments?What is the revenue and EPS growth rate for Banco de Chile year over year?What is Banco de Chile's latest dividend and current dividend yield?What is the market's earnings forecast for Banco de Chile next quarter?What factors drove the changes in Banco de Chile's revenue and profit?What guidance did Banco de Chile's management provide for the next earnings period?What is Banco de Chile's gross profit margin?What were the key takeaways from Banco de Chile's earnings call?
