BCH
Banco de Chile·NYSE
--
--(--)
--
--(--)
BCH fundamentals
Banco de Chile (BCH) expects to report earnings on Feb 3, 2026, with estimated revenue of 847.95M (YoY +7.58%), and EPS at 0.5975 (YoY -3.32%).
Revenue estimate / YoY
847.95M
+7.58%
EPS estimate / YoY
0.5975
-3.32%
Report date
Feb 3, 2026
BCH Earnings Call Summary for Q4,2025
- Market Leadership: #1 in net income, ROAA, fee income, and NIM; $20B market cap and $25M/day trade volumes.
- Digital Growth: 2.4M FAN accounts (+25% YoY), Banchile Pagos expands SME coverage to 4%.
- Loan Performance: Mortgage (+5.3%), consumer (+3.9%), SME (+9.4% YoY ex-FOGAPE) outperform commercial loans.
- Efficiency & Capital: 37.4% efficiency ratio, 14.5% CET1, targeting 19-21% ROE in 2026.
- Growth Outlook: 2026 loan growth of 4.5% industry-wide, Banco de Chile aims for 7-8% in key segments; 2.4% GDP growth driven by domestic demand.
EPS
Revenue
Revenue & Expenses
Key Indicators
Banco de Chile (BCH) key financial stats and ratios, covering profitability, financial health, and leverage.
Banco de Chile (BCH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Banco de Chile (BCH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Banco de Chile (BCH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Banco de Chile (BCH) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Banco de Chile (BCH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What guidance did Banco de Chile's management provide for the next earnings period?What does Banco de Chile do and what are its main business segments?What is the market's earnings forecast for Banco de Chile next quarter?What factors drove the changes in Banco de Chile's revenue and profit?What is Banco de Chile's gross profit margin?What were the key takeaways from Banco de Chile’s earnings call?Did Banco de Chile beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Banco de Chile year over year?
