Bank Bilbao Vizcaya (BBVA) Fundamental Analysis: Revenue, Earnings & Valuation

4.65 / 10

Netural

Fundamentally, BBVA is neutral with a 4.7/10 score. Strengths lie in net‑income‑to‑revenue and gross margin, but cash‑to‑market and revenue‑to‑market ratios are weak, yielding a moderate outlook.

Analysis Checks(8/10)

Revenue-MV

Value0.36

Score1/3

Weight7.69%

1M Return4.42%

Gross profit margin (%)

Value41.22

Score3/3

Weight5.96%

1M Return3.69%

Current liabilities / Total liabilities (%)

Value48.84

Score3/3

Weight5.96%

1M Return3.69%

Profit-MV

Value1.74

Score2/3

Weight12.37%

1M Return6.66%

Net income-Revenue

Value1.15

Score2/3

Weight10.78%

1M Return6.08%

PB-ROE

Value-0.93

Score2/3

Weight11.56%

1M Return6.49%

Non-current liabilities / Total liabilities (%)

Value53.43

Score3/3

Weight5.96%

1M Return3.69%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight5.96%

1M Return3.69%

Asset-MV

Value-0.55

Score3/3

Weight26.90%

1M Return11.81%

Cash-MV

Value2.09

Score1/3

Weight6.86%

1M Return3.96%

Is BBVA undervalued or overvalued?

BBVA scores 4.65/10 on fundamentals and holds a Fair valuation at present. Backed by its 17.26% ROE, 30.13% net margin, 9.47 P/E ratio, 1.61 P/B ratio, and 18.78% earnings growth, these metrics solidify its Netural investment rating.