BBT
Beacon Financial·NYSE
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BBT fundamentals
Beacon Financial (BBT) released its earnings on Jan 28, 2026: revenue was 225.66M (YoY +104.81%), missed estimates; EPS was 0.79 (YoY +31.67%), missed estimates.
Revenue / YoY
225.66M
+104.81%
EPS / YoY
0.79
+31.67%
Report date
Jan 28, 2026
BBT Earnings Call Summary for Q4,2025
- Q4 Financial Strength: Assets $23.2B, operating EPS $0.79, ROA 1.13%. Merger integration on track for Feb 2026 systems conversion.
- Accounting Change Benefits: $49M equity boost, $0.55/share tangible book value. 2026 EPS adjusted to $3.68.
- CRE Strategy: Targeting 300% CRE concentration by end-2026. Loan-to-deposit ratio 96.8% (average basis).
- Credit Resilience: Allowance $253M (140bps coverage). Net charge-offs $9M, provision $8.1M. CRE nonperformers up $10M (single office loan).
- Dividend Yield: 4.5% with $0.3225/share dividend. Buybacks considered if undervalued.
- Market Outlook: Boston CRE stress persists, life science green shoots. C&I originations stable at 701bps.
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Key Indicators
Beacon Financial (BBT) key financial stats and ratios, covering profitability, financial health, and leverage.
Beacon Financial (BBT)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Beacon Financial (BBT)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Beacon Financial (BBT)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Beacon Financial (BBT) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Beacon Financial (BBT) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Beacon Financial's management provide for the next earnings period?Did Beacon Financial beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Beacon Financial year over year?What does Beacon Financial do and what are its main business segments?What were the key takeaways from Beacon Financial’s earnings call?What is Beacon Financial's latest dividend and current dividend yield?What is Beacon Financial's gross profit margin?What is the market's earnings forecast for Beacon Financial next quarter?
