BAP
Credicorp·NYSE
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BAP fundamentals
During Q4 2025, Credicorp (BAP) reported revenue of 1.81B, a YoY change of 23.44%. Net income was 483.74M, a YoY change of 57.33%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 866.45M -- | 872.51M -- | 733.79M -- | 985.14M -- | 1.05B +21.35% | 1.05B +20.91% | 1.13B +53.62% | 1.21B +22.69% | 1.27B +20.44% | 1.36B +29.02% | 1.32B +16.72% | 1.38B +14.34% | 1.37B +8.32% | 1.42B +4.38% | 1.49B +12.94% | 1.47B +6.21% | 1.54B +12.00% | 1.81B +23.44% | -- -- |
Net Interest Income | 565.63M -- | 598.82M -- | 507.52M -- | 856.91M -- | 659.36M +16.57% | 690.52M +15.31% | 724.04M +42.66% | 824.25M -3.81% | 833.00M +26.34% | 883.91M +28.01% | 858.36M +18.55% | 903.31M +9.59% | 921.99M +10.68% | 904.90M +2.37% | 969.42M +12.94% | 964.34M +6.76% | 974.10M +5.65% | -- -- | -- -- |
Interest Income | 750.15M -- | 749.89M -- | 614.75M -- | 1.12B -- | 860.18M +14.67% | 913.36M +21.80% | 1.00B +62.98% | 1.14B +2.01% | 1.19B +37.78% | 1.28B +40.54% | 1.27B +26.87% | 1.31B +14.78% | 1.33B +11.85% | 1.29B +0.30% | 1.35B +6.11% | 1.33B +1.33% | 1.33B +0.70% | -- -- | -- -- |
Interest Expense | 184.52M -- | 151.07M -- | 107.23M -- | 265.49M -- | 200.82M +8.84% | 222.84M +47.50% | 277.89M +159.15% | 320.67M +20.78% | 352.13M +75.34% | 399.75M +79.39% | 412.84M +48.56% | 410.78M +28.10% | 403.61M +14.62% | 382.67M -4.27% | 379.38M -8.10% | 367.25M -10.60% | 360.72M -10.62% | -- -- | -- -- |
Non-Interest Income | 300.82M -- | 273.69M -- | 226.26M -- | 550.83M -- | 392.10M +30.34% | 364.44M +33.16% | 403.17M +78.19% | 384.43M -30.21% | 433.41M +10.54% | 477.16M +30.93% | 457.27M +13.42% | 478.72M +24.53% | 449.84M +3.79% | 515.78M +8.09% | 516.48M +12.95% | 524.61M +9.59% | 562.32M +25.00% | -- -- | -- -- |
Gain (Loss) on Trading Securities | 22.91M -- | -6.36M -- | -7.15M -- | 29.76M -- | -17.04M -174.38% | -21.44M -236.96% | 6.92M +196.81% | 37.10M +24.65% | 16.88M +199.05% | 23.52M +209.72% | 14.14M +104.29% | 85.38M +130.13% | 16.62M -1.56% | 35.08M +49.12% | 32.41M +129.24% | 28.99M -66.05% | -7.68M -146.20% | -- -- | -- -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | -- -- | -- -- | 231.78M -- | -- -- | -- -- | -- -- | 284.66M +22.81% | -- -- | -- -- | 56.23M -- | 62.95M -77.88% | 80.66M -- | -- -- | 45.05M -19.89% | 207.57M +229.72% | 98.11M +21.63% | -- -- | -- -- |
Fees and Commissions Income | 221.30M -- | 223.65M -- | 166.47M -- | 384.23M -- | 241.76M +9.25% | 241.15M +7.82% | 234.86M +41.08% | 234.99M -38.84% | 234.52M -3.00% | 264.98M +9.88% | 257.44M +9.61% | 266.10M +13.24% | 230.51M -1.71% | 299.72M +13.11% | 299.22M +16.23% | 194.60M -26.87% | 271.07M +17.60% | -- -- | -- -- |
Other Non-Interest Income | 56.61M -- | 56.40M -- | 66.94M -- | -94.94M -- | 167.38M +195.68% | 144.73M +156.61% | 161.39M +141.10% | -172.31M -81.50% | 182.01M +8.74% | 188.65M +30.35% | 129.46M -19.78% | 64.28M +137.30% | 122.06M -32.94% | 180.98M -4.07% | 139.81M +8.00% | 93.47M +45.41% | 200.82M +64.53% | -- -- | -- -- |
Loan Impairment Loss | 148.55M -- | 94.24M -- | 37.63M -- | 31.59M -- | 69.85M -52.98% | 95.13M +0.94% | 115.54M +207.05% | 191.78M +507.00% | 193.35M +176.83% | 221.86M +133.23% | 242.06M +109.50% | 316.64M +65.10% | 219.24M +13.39% | 285.25M +28.57% | 234.36M -3.18% | 197.48M -37.63% | 158.68M -27.62% | -- -- | -- -- |
Income after Deducting Loan Impairment Loss | 717.91M -- | 778.27M -- | 696.15M -- | 1.38B -- | 981.61M +36.73% | 959.83M +23.33% | 1.01B +45.32% | 1.02B -26.10% | 1.07B +9.32% | 1.14B +18.69% | 1.07B +6.12% | 1.07B +4.77% | 1.15B +7.41% | 1.14B -0.33% | 1.25B +16.58% | 1.29B +21.22% | 1.38B +19.53% | -- -- | -- -- |
Operating Expenses | 447.59M -- | 482.48M -- | 349.80M -- | 944.18M -- | 508.28M +13.56% | 518.75M +7.52% | 526.90M +50.63% | 620.42M -34.29% | 565.67M +11.29% | 605.60M +16.74% | 620.01M +17.67% | 718.17M +15.76% | 595.39M +5.26% | 643.19M +6.21% | 681.47M +9.91% | 825.04M +14.88% | 690.72M +16.01% | -- -- | -- -- |
Selling, General and Administrative Expenses | 228.44M -- | 228.78M -- | 152.31M -- | 1.37B -- | 254.75M +11.52% | 246.70M +7.83% | 247.26M +62.34% | 1.34B -2.61% | 273.82M +7.49% | 290.96M +17.94% | 308.01M +24.57% | 1.50B +12.36% | 566.19M +106.78% | 297.89M +2.38% | 337.45M +9.56% | 1.61B +7.60% | 664.11M +17.29% | -- -- | -- -- |
Impairment Loss on Other Assets | -- -- | -- -- | -- -- | 7.14M -- | -- -- | -- -- | -- -- | 4.92M -31.11% | -- -- | -- -- | -- -- | 22.65M +360.55% | 0 -- | -- -- | -- -- | 10.52M -53.54% | 0 -- | -- -- | -- -- |
Other Operating Expenses | 219.16M -- | 253.70M -- | 197.48M -- | -434.28M -- | 253.53M +15.68% | 272.05M +7.23% | 279.64M +41.60% | -720.02M -65.80% | 291.85M +15.12% | 314.64M +15.65% | 312.01M +11.57% | -805.06M -11.81% | 29.20M -89.99% | 345.30M +9.74% | 344.02M +10.26% | -800.06M +0.62% | 26.61M -8.87% | -- -- | -- -- |
Operating Profit | 270.31M -- | 295.79M -- | 346.36M -- | 431.96M -- | 473.34M +75.11% | 441.08M +49.12% | 484.76M +39.96% | 396.49M -8.21% | 507.39M +7.20% | 533.60M +20.98% | 453.56M -6.44% | 347.22M -12.43% | 557.20M +9.82% | 492.23M -7.75% | 570.08M +25.69% | 466.44M +34.34% | 687.01M +23.30% | -- -- | -- -- |
Income Before Income Taxes | 270.31M -- | 295.79M -- | 346.36M -- | 392.92M -- | 473.34M +75.11% | 441.08M +49.12% | 484.76M +39.96% | 396.49M +0.91% | 507.39M +7.20% | 533.60M +20.98% | 453.56M -6.44% | 347.22M -12.43% | 557.20M +9.82% | 492.23M -7.75% | 570.08M +25.69% | 466.44M +34.34% | 687.01M +23.30% | 702.60M +50.63% | -- -- |
Income Tax Expense | 89.93M -- | 109.83M -- | 89.81M -- | 118.92M -- | 148.05M +64.62% | 134.38M +22.35% | 144.46M +60.84% | 125.00M +5.11% | 131.24M -11.35% | 139.16M +3.56% | 120.25M -16.76% | 117.28M -6.17% | 142.21M +8.36% | 135.49M -2.64% | 149.87M +24.63% | 158.97M +35.54% | 192.11M +35.09% | 218.86M +37.68% | -- -- |
Current Income Tax | -- -- | -- -- | -- -- | 280.64M -- | -- -- | -- -- | -- -- | 524.26M +86.81% | -- -- | -- -- | -- -- | 530.10M +1.11% | -- -- | -- -- | -- -- | 599.42M +13.08% | -- -- | -- -- | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | 137.95M -- | -- -- | -- -- | -- -- | 29.68M -78.49% | -- -- | -- -- | -- -- | -20.53M -169.19% | -- -- | -- -- | -- -- | -14.60M +28.90% | -- -- | -- -- | -- -- |
Net Income | 180.38M -- | 185.97M -- | 256.54M -- | 274.00M -- | 325.29M +80.33% | 306.70M +64.92% | 340.31M +32.65% | 271.49M -0.92% | 376.15M +15.64% | 394.43M +28.60% | 333.31M -2.06% | 229.94M -15.31% | 414.99M +10.32% | 356.74M -9.56% | 420.21M +26.07% | 307.48M +33.72% | 494.90M +19.26% | 483.74M +57.33% | -- -- |
Net Income Attributable to Minority Interests | 4.36M -- | 4.57M -- | 928.17K -- | 20.18M -- | 7.53M +72.98% | 7.44M +62.91% | 8.00M +762.10% | 6.36M -68.49% | 7.99M +6.11% | 7.88M +5.83% | 6.70M -16.28% | 2.79M -56.17% | 8.19M +2.46% | 7.38M -6.33% | 8.82M +31.60% | 8.14M +191.87% | 10.12M +23.57% | -- -- | -- -- |
Net Income Attributable to Owners of the Company | 176.03M -- | 181.40M -- | 255.62M -- | 245.80M -- | 317.75M +80.52% | 299.26M +64.98% | 332.31M +30.00% | 265.13M +7.87% | 368.16M +15.86% | 386.56M +29.17% | 326.61M -1.71% | 227.15M -14.32% | 406.80M +10.50% | 349.36M -9.62% | 411.39M +25.96% | 299.34M +31.78% | 484.78M +19.17% | -- -- | -- -- |
Net Income Attributable to Common Stockholders | 176.03M -- | 181.40M -- | 255.62M -- | 245.80M -- | 317.75M +80.52% | 299.26M +64.98% | 332.31M +30.00% | 265.13M +7.87% | 368.16M +15.86% | 386.56M +29.17% | 326.61M -1.71% | 227.15M -14.32% | 406.80M +10.50% | 349.36M -9.62% | 411.39M +25.96% | 299.34M +31.78% | 484.78M +19.17% | -- -- | -- -- |
Other Comprehensive Income | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -179.87M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Total Comprehensive Income | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 1.07B -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Total Comprehensive Income Attributable to Minority Interests | -- -- | -- -- | -- -- | 14.41M -- | -- -- | -- -- | -- -- | 28.16M +95.42% | -- -- | -- -- | -- -- | 28.06M -0.37% | -- -- | -- -- | -- -- | 33.46M +19.26% | -- -- | -- -- | -- -- |
Total Comprehensive Income Attributable to Owners of the Company | -- -- | -- -- | -- -- | 492.59M -- | -- -- | -- -- | -- -- | 1.04B +111.40% | -- -- | -- -- | -- -- | 1.47B +40.90% | -- -- | -- -- | -- -- | 1.44B -1.86% | -- -- | -- -- | -- -- |
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