Credicorp (BAP) Fundamental Analysis: Revenue, Earnings & Valuation

4.11 / 10

Netural

Fundamental analysis scores 4.1/10, indicating average strength. Gross profit margin is solid at 48.34% (group 1), while Net‑income/Revenue and Asset‑MV are favorable. However, PB‑ROE is negative (‑0.98) and Revenue‑MV is weak, limiting upside.

Analysis Checks(8/10)

Revenue-MV

Value-0.11

Score0/3

Weight6.56%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.87%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.87%

1M Return3.48%

Profit-MV

Value2.79

Score2/3

Weight13.58%

1M Return6.04%

Net income-Revenue

Value0.90

Score2/3

Weight12.91%

1M Return6.11%

PB-ROE

Value-0.98

Score1/3

Weight8.09%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.87%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.87%

1M Return3.48%

Asset-MV

Value-0.55

Score2/3

Weight15.86%

1M Return7.16%

Cash-MV

Value0.03

Score3/3

Weight15.51%

1M Return6.86%

Is BAP fundamentally strong?

BAP scores 4.11/10 on fundamentals and holds a Fair valuation at present. Backed by its 18.70% ROE, 30.34% net margin, 12.79 P/E ratio, 2.27 P/B ratio, and 41.19% earnings growth, these metrics solidify its Netural investment rating.