Banc of California (BANC) Fundamental Analysis: Revenue, Earnings & Valuation

5.45 / 10

Netural

Fundamental metrics score 5.5/10, highlighting strong Profit‑MV, Gross margin (48.34%) and PB‑ROE, but weak Cash‑MV and Revenue‑MV. Asset‑MV and Net‑income/Revenue are favorable, yet cash position ranks lowest, suggesting liquidity concerns despite decent profitability.

Analysis Checks(8/10)

Revenue-MV

Value-0.23

Score0/3

Weight6.11%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.40%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.40%

1M Return3.48%

Profit-MV

Value1.20

Score3/3

Weight13.34%

1M Return6.52%

Net income-Revenue

Value0.66

Score3/3

Weight13.08%

1M Return6.34%

PB-ROE

Value-0.97

Score2/3

Weight10.60%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.40%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.40%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight24.94%

1M Return9.93%

Cash-MV

Value0.18

Score0/3

Weight6.33%

1M Return3.33%

Is BANC fundamentally strong?

BANC scores 5.45/10 on fundamentals and holds a Fair valuation at present. Backed by its 5.37% ROE, 20.45% net margin, 14.34 P/E ratio, 0.77 P/B ratio, and 126.92% earnings growth, these metrics solidify its Netural investment rating.