AXP
American Express·NYSE
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5.65 / 10
Netural
AXP's fundamental score is 5.7/10, indicating a balanced but not outstanding structure. Key strengths include a healthy EBIT-to-revenue ratio and a favorable current-liabilities-to-total-liabilities ratio, both rated constructive. However, the company shows a negative net profit margin and sub-par total-assets turnover, which cap earnings potential. Liquidity metrics (Asset-MV and Cash-MV) are positive, yet the Cash-UP reading is only moderate. Overall, the fundamentals are satisfactory but leave room for improvement, supporting a neutral stance.
Analysis Checks(6/10)
Gross profit margin (%)
Value47.88
Score1/3
Weight0.62%
1M Return0.31%
Value47.88
Score1/3
Weight0.62%
1M Return0.31%
Net profit margin (%)
Value-1301.34
Score1/3
Weight3.54%
1M Return1.74%
Value-1301.34
Score1/3
Weight3.54%
1M Return1.74%
Cash-UP
Value0.45
Score2/3
Weight6.29%
1M Return2.94%
Value0.45
Score2/3
Weight6.29%
1M Return2.94%
Total assets turnover ratio
Value0.94
Score0/3
Weight3.05%
1M Return1.47%
Value0.94
Score0/3
Weight3.05%
1M Return1.47%
Asset-MV
Value-0.53
Score3/3
Weight33.30%
1M Return11.52%
Value-0.53
Score3/3
Weight33.30%
1M Return11.52%
Current liabilities / Total liabilities (%)
Value54.14
Score2/3
Weight7.08%
1M Return3.22%
Value54.14
Score2/3
Weight7.08%
1M Return3.22%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight5.40%
1M Return2.63%
Value100.00
Score2/3
Weight5.40%
1M Return2.63%
Operating revenue (YoY growth rate %)
Value66.99
Score1/3
Weight5.51%
1M Return2.53%
Value66.99
Score1/3
Weight5.51%
1M Return2.53%
EBIT / Total operating revenue (%)
Value-531.36
Score2/3
Weight3.43%
1M Return1.68%
Value-531.36
Score2/3
Weight3.43%
1M Return1.68%
Cash-MV
Value0.15
Score3/3
Weight31.78%
1M Return12.37%
Value0.15
Score3/3
Weight31.78%
1M Return12.37%
Gross profit margin (%)
Value47.88
Score1/3
Weight0.62%
1M Return0.31%
Value47.88
Score1/3
Weight0.62%
1M Return0.31%
Current liabilities / Total liabilities (%)
Value54.14
Score2/3
Weight7.08%
1M Return3.22%
Value54.14
Score2/3
Weight7.08%
1M Return3.22%
Net profit margin (%)
Value-1301.34
Score1/3
Weight3.54%
1M Return1.74%
Value-1301.34
Score1/3
Weight3.54%
1M Return1.74%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight5.40%
1M Return2.63%
Value100.00
Score2/3
Weight5.40%
1M Return2.63%
Cash-UP
Value0.45
Score2/3
Weight6.29%
1M Return2.94%
Value0.45
Score2/3
Weight6.29%
1M Return2.94%
Operating revenue (YoY growth rate %)
Value66.99
Score1/3
Weight5.51%
1M Return2.53%
Value66.99
Score1/3
Weight5.51%
1M Return2.53%
Total assets turnover ratio
Value0.94
Score0/3
Weight3.05%
1M Return1.47%
Value0.94
Score0/3
Weight3.05%
1M Return1.47%
EBIT / Total operating revenue (%)
Value-531.36
Score2/3
Weight3.43%
1M Return1.68%
Value-531.36
Score2/3
Weight3.43%
1M Return1.68%
Asset-MV
Value-0.53
Score3/3
Weight33.30%
1M Return11.52%
Value-0.53
Score3/3
Weight33.30%
1M Return11.52%
Cash-MV
Value0.15
Score3/3
Weight31.78%
1M Return12.37%
Value0.15
Score3/3
Weight31.78%
1M Return12.37%
Is AXP undervalued or overvalued?
- AXP scores 5.65/10 on fundamentals and holds a Fair valuation at present. Backed by its 33.58% ROE, 15.00% net margin, 23.02 P/E ratio, 7.36 P/B ratio, and 9.76% earnings growth, these metrics solidify its Netural investment rating.
