American Express (AXP) Fundamental Analysis: Revenue, Earnings & Valuation

3.61 / 10

Netural

Fundamentally, AXP scores 3.6/10 (neutral). Strengths include solid asset turnover and EBIT margin, while cash and asset‑to‑market ratios are negative and operating revenue growth is volatile. Liability ratios are moderate, leading to an overall weak fundamental outlook.

Analysis Checks(7/10)

Current liabilities / Total liabilities (%)

Value48.00

Score2/3

Weight9.31%

1M Return4.47%

Accounts receivable turnover ratio

Value23.56

Score3/3

Weight8.57%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score1/3

Weight4.43%

1M Return2.18%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight7.28%

1M Return3.73%

Operating revenue (YoY growth rate %)

Value178.08

Score1/3

Weight6.77%

1M Return3.32%

Total assets turnover ratio

Value0.81

Score2/3

Weight5.26%

1M Return2.65%

EBIT / Total operating revenue (%)

Value-1013.63

Score2/3

Weight5.13%

1M Return2.63%

Asset-MV

Value-0.55

Score1/3

Weight21.46%

1M Return8.94%

Current assets / Total assets (%)

Value46.60

Score3/3

Weight12.32%

1M Return5.79%

Cash-MV

Value-0.16

Score3/3

Weight19.48%

1M Return9.07%

Is AXP fundamentally strong?

AXP scores 3.61/10 on fundamentals and holds a Fair valuation at present. Backed by its 33.58% ROE, 15.00% net margin, 19.38 P/E ratio, 6.19 P/B ratio, and 9.76% earnings growth, these metrics solidify its Netural investment rating.