AVBC
Avidia Bancorp·NYSE
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2.42 / 10
Underperform
AVBC's fundamental profile is weak, scoring only 2.42/10. Key concerns include negative valuation metrics (PB-ROE = -0.937) and low profitability (ROE = -3.047). However, the company maintains a healthy gross profit margin of 36.7%, and cash assets are above peer levels (Cash-MV = 0.697), offering some support. Overall, the balance sheet looks stable but earnings power remains a headwind.
Analysis Checks(4/10)
Revenue-MV
Value-0.59
Score2/3
Weight18.64%
1M Return6.95%
Value-0.59
Score2/3
Weight18.64%
1M Return6.95%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.46%
1M Return3.07%
Value100.00
Score1/3
Weight7.46%
1M Return3.07%
PB-ROE
Value-0.94
Score1/3
Weight11.53%
1M Return4.74%
Value-0.94
Score1/3
Weight11.53%
1M Return4.74%
ROE (diluted) (%)
Value-2.32
Score0/3
Weight4.83%
1M Return2.14%
Value-2.32
Score0/3
Weight4.83%
1M Return2.14%
ROE (%)
Value-3.05
Score0/3
Weight4.99%
1M Return2.20%
Value-3.05
Score0/3
Weight4.99%
1M Return2.20%
Annualized return on equity (%)
Value-4.06
Score0/3
Weight4.99%
1M Return2.20%
Value-4.06
Score0/3
Weight4.99%
1M Return2.20%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.49%
1M Return3.46%
Value36.70
Score3/3
Weight8.49%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.47%
1M Return3.44%
Value100.00
Score3/3
Weight8.47%
1M Return3.44%
Asset-MV
Value-0.51
Score0/3
Weight9.93%
1M Return3.95%
Value-0.51
Score0/3
Weight9.93%
1M Return3.95%
Cash-MV
Value0.70
Score3/3
Weight20.67%
1M Return7.53%
Value0.70
Score3/3
Weight20.67%
1M Return7.53%
Revenue-MV
Value-0.59
Score2/3
Weight18.64%
1M Return6.95%
Value-0.59
Score2/3
Weight18.64%
1M Return6.95%
Annualized return on equity (%)
Value-4.06
Score0/3
Weight4.99%
1M Return2.20%
Value-4.06
Score0/3
Weight4.99%
1M Return2.20%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.46%
1M Return3.07%
Value100.00
Score1/3
Weight7.46%
1M Return3.07%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.49%
1M Return3.46%
Value36.70
Score3/3
Weight8.49%
1M Return3.46%
PB-ROE
Value-0.94
Score1/3
Weight11.53%
1M Return4.74%
Value-0.94
Score1/3
Weight11.53%
1M Return4.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.47%
1M Return3.44%
Value100.00
Score3/3
Weight8.47%
1M Return3.44%
ROE (diluted) (%)
Value-2.32
Score0/3
Weight4.83%
1M Return2.14%
Value-2.32
Score0/3
Weight4.83%
1M Return2.14%
Asset-MV
Value-0.51
Score0/3
Weight9.93%
1M Return3.95%
Value-0.51
Score0/3
Weight9.93%
1M Return3.95%
ROE (%)
Value-3.05
Score0/3
Weight4.99%
1M Return2.20%
Value-3.05
Score0/3
Weight4.99%
1M Return2.20%
Cash-MV
Value0.70
Score3/3
Weight20.67%
1M Return7.53%
Value0.70
Score3/3
Weight20.67%
1M Return7.53%
Is AVBC undervalued or overvalued?
- AVBC scores 2.42/10 on fundamentals and holds a Premium valuation at present. Backed by its -3.05% ROE, -5.16% net margin, -72.21 P/E ratio, 0.99 P/B ratio, and 0.00% earnings growth, these metrics solidify its Underperform investment rating.
