AMTB
Amerant Bancorp A·NYSE
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AMTB fundamentals
Amerant Bancorp A (AMTB) released its earnings on Jan 22, 2026: revenue was 112.17M (YoY +0.76%), beat estimates; EPS was 0.53 (YoY +6.00%), beat estimates.
Revenue / YoY
112.17M
+0.76%
EPS / YoY
0.53
+6.00%
Report date
Jan 22, 2026
AMTB Earnings Call Summary for Q4,2025
- Strategic Focus: 3-year plan prioritizes credit quality, balance sheet optimization, and AI-driven efficiency. Venezuela deposits ($2B) and AUM ($3.3B) position for growth amid oil sector reopening.
- Financial Performance: Q4 assets $9.8B (down 6%), loans $6.7B (down 3.5%), NIM 3.78%, ROA 0.10%. Noninterest income up 27% to $22M, expenses +36% to $106.8M due to non-core items.
- 2026 Targets: Loan growth 7-9%, NIM 3.65-3.70%, ROA 1%, efficiency ratio 60%. Share buybacks and dividend ($0.09Q) continue capital return.
- Credit Quality: Nonperforming assets rose to $187M (1.9% of assets) but resolved $32M in January. Provisions $3.5M, allowance coverage 1.20%.
- Venezuela Outlook: Potential deposit and AUM growth from oil sector activity, but risks include macroeconomic instability.
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Key Indicators
Amerant Bancorp A (AMTB) key financial stats and ratios, covering profitability, financial health, and leverage.
Amerant Bancorp A (AMTB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Amerant Bancorp A (AMTB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Amerant Bancorp A (AMTB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Amerant Bancorp A (AMTB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Amerant Bancorp A (AMTB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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