ALLY
Ally Financial·NYSE
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ALLY fundamentals
Ally Financial (ALLY) released its earnings on Jan 21, 2026: revenue was 2.12B (YoY +4.82%), missed estimates; EPS was 1.09 (YoY +39.74%), beat estimates.
Revenue / YoY
2.12B
+4.82%
EPS / YoY
1.09
+39.74%
Report date
Jan 21, 2026
ALLY Earnings Call Summary for Q4,2025
- Record Performance: 2025 Adjusted EPS +62% to $3.81, Core ROTCE +300bps to 10.4%
- NIM Expansion Path: 2026 NIM guided 3.6-3.7%, supported by 60s deposit beta
- Credit Strength: Retail Auto NCO 1.97% (vs. 2.14% 2024), CET1 8.3% (fully phased-in)
- Strategic Repurchases: $2B buyback program launched, starting 'low and slow'
- Franchise Growth: Dealer Finance loans +11%, Corporate Finance ROE 28%, Digital Bank 3.5M customers
EPS
Revenue
Revenue & Expenses
Key Indicators
Ally Financial (ALLY) key financial stats and ratios, covering profitability, financial health, and leverage.
Ally Financial (ALLY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Ally Financial (ALLY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Ally Financial (ALLY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Ally Financial (ALLY) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Ally Financial (ALLY) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is Ally Financial's latest dividend and current dividend yield?Did Ally Financial beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Ally Financial year over year?What were the key takeaways from Ally Financial's earnings call?What is the market's earnings forecast for Ally Financial next quarter?What is Ally Financial's gross profit margin?What were the key takeaways from Ally Financial’s earnings call?What factors drove the changes in Ally Financial's revenue and profit?
