XP (XP) Fundamental Analysis: Revenue, Earnings & Valuation

6.82 / 10

Outperform

Fundamental score is 6.82, rated Outperform. Key strengths include high inventory turnover (103.9), quick ratio (2.28), robust fixed‑asset turnover and ROA (~1.63%). EPS growth is 18%, gross margin 68%. Current ratio (2.66) is modest, and Asset‑MV is negative but weighted heavily. Overall solid fundamentals.

Analysis Checks(9/10)

Inventory turnover ratio

Value103.94

Score2/3

Weight4.27%

1M Return1.58%

Gross profit margin (%)

Value68.18

Score3/3

Weight10.76%

1M Return3.89%

Quick ratio

Value2.28

Score2/3

Weight4.26%

1M Return1.58%

Rate of return on total assets (%)

Value1.63

Score3/3

Weight19.21%

1M Return6.03%

Fixed assets turnover ratio

Value23.48

Score2/3

Weight3.47%

1M Return1.28%

Annualized return on total assets (%)

Value1.63

Score3/3

Weight19.21%

1M Return6.03%

Diluted earnings per share (YoY growth rate %)

Value18.07

Score2/3

Weight7.73%

1M Return2.92%

Asset-MV

Value-0.55

Score3/3

Weight25.67%

1M Return8.56%

Current assets / Total assets (%)

Value93.23

Score2/3

Weight4.80%

1M Return2.21%

Current ratio

Value2.66

Score1/3

Weight0.62%

1M Return0.25%

Is XP fundamentally strong?

XP scores 6.82/10 on fundamentals and holds a Discounted valuation at present. Backed by its 23.72% ROE, 28.10% net margin, 9.72 P/E ratio, 2.13 P/B ratio, and 32.85% earnings growth, these metrics solidify its Outperform investment rating.