Wintrust Financial (WTFC) Fundamental Analysis: Revenue, Earnings & Valuation

4.94 / 10

Netural

Fundamental analysis rates WTFC as neutral with a 4.9/10 score. Strengths include strong net‑income‑to‑revenue and a 41.8% gross margin. Weak points are low PB‑ROE and modest cash‑up, indicating cautious optimism.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.09%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.08%

1M Return3.70%

Profit-MV

Value1.46

Score2/3

Weight13.28%

1M Return6.92%

Net income-Revenue

Value0.94

Score2/3

Weight11.12%

1M Return5.96%

PB-ROE

Value-0.93

Score1/3

Weight7.84%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.09%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.08%

1M Return3.70%

Cash-UP

Value0.05

Score1/3

Weight5.92%

1M Return3.24%

Asset-MV

Value-0.55

Score3/3

Weight25.89%

1M Return11.46%

Cash-MV

Value0.13

Score2/3

Weight11.62%

1M Return6.14%

Is WTFC undervalued or overvalued?

WTFC scores 4.94/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.38% ROE, 30.22% net margin, 12.13 P/E ratio, 1.29 P/B ratio, and 10.51% earnings growth, these metrics solidify its Netural investment rating.