World Acceptance (WRLD) Fundamental Analysis: Revenue, Earnings & Valuation

0.21 / 10

Underperform

Fundamentals rate Underperform, scoring only 0.2/10. Cash‑MV and Total‑profit/EBIT appear strong, yet Asset‑MV and Cash‑UP are poor. Margins are modest and revenue growth is negative, indicating constrained financial health.

Analysis Checks(3/10)

Gross profit margin (%)

Value100.00

Score1/3

Weight0.50%

1M Return-0.02%

Current liabilities / Total liabilities (%)

Value53.81

Score1/3

Weight11.52%

1M Return-0.59%

Non-current liabilities / Total liabilities (%)

Value46.19

Score0/3

Weight23.34%

1M Return-1.21%

Net profit margin (%)

Value15.89

Score0/3

Weight-2.54%

1M Return0.12%

Total profit / EBIT (%)

Value72.39

Score3/3

Weight-219.23%

1M Return8.47%

Cash-UP

Value-0.15

Score1/3

Weight141.13%

1M Return-8.26%

Operating revenue (YoY growth rate %)

Value-1.46

Score0/3

Weight47.08%

1M Return-2.25%

EBIT / Total operating revenue (%)

Value27.39

Score2/3

Weight-52.95%

1M Return2.12%

Asset-MV

Value-0.18

Score0/3

Weight112.00%

1M Return-7.08%

Cash-MV

Value1.18

Score2/3

Weight39.15%

1M Return-1.78%

Is WRLD undervalued or overvalued?

WRLD scores 0.21/10 on fundamentals and holds a Premium valuation at present. Backed by its -0.38% ROE, 7.46% net margin, 16.34 P/E ratio, 1.99 P/B ratio, and -45.19% earnings growth, these metrics solidify its Underperform investment rating.