VersaBank (VBNK) Fundamental Analysis: Revenue, Earnings & Valuation

5.01 / 10

Netural

Fundamentally, VersaBank scores 5.0/10. Strengths include a 48% gross profit margin and a low current‑liabilities ratio. Weaknesses are negative Asset‑MV, low Profit‑MV, and a -0.98 PB‑ROE, indicating modest financial health.

Analysis Checks(8/10)

Revenue-MV

Value-1.03

Score3/3

Weight14.69%

1M Return6.46%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.03%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.03%

1M Return3.48%

Profit-MV

Value0.81

Score0/3

Weight6.72%

1M Return3.11%

Net income-Revenue

Value-0.21

Score3/3

Weight14.37%

1M Return6.34%

PB-ROE

Value-0.98

Score2/3

Weight11.65%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.04%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.03%

1M Return3.48%

Asset-MV

Value-0.55

Score0/3

Weight8.56%

1M Return4.19%

Cash-MV

Value0.77

Score3/3

Weight15.87%

1M Return6.86%

Is VBNK fundamentally strong?

VBNK scores 5.01/10 on fundamentals and holds a Fair valuation at present. Backed by its 2.06% ROE, 23.64% net margin, 19.60 P/E ratio, 1.12 P/B ratio, and -21.80% earnings growth, these metrics solidify its Netural investment rating.