Virginia National (VABK) Fundamental Analysis: Revenue, Earnings & Valuation

3.28 / 10

Netural

Fundamental analysis scores 3.28/10, indicating poor quality. Gross profit margin (36.9%) and liability ratios are decent, yet PB‑ROE (1.27) and Asset‑MV (‑0.55) lag, dragging overall assessment. The stock’s financial health is challenging, limiting investment appeal.

Analysis Checks(5/10)

Gross profit margin (%)

Value36.92

Score3/3

Weight7.74%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value49.61

Score3/3

Weight7.73%

1M Return3.70%

Profit-MV

Value-0.01

Score1/3

Weight9.16%

1M Return3.90%

Net income-Revenue

Value0.71

Score3/3

Weight16.81%

1M Return6.99%

PB-ROE

Value1.27

Score1/3

Weight9.96%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.26

Score3/3

Weight7.73%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.73%

1M Return3.70%

Cash-UP

Value-0.15

Score1/3

Weight7.52%

1M Return3.24%

Asset-MV

Value-0.55

Score1/3

Weight15.65%

1M Return6.12%

Cash-MV

Value0.02

Score1/3

Weight9.97%

1M Return4.31%

Is VABK fundamentally strong?

VABK scores 3.28/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.18% ROE, 33.44% net margin, 10.83 P/E ratio, 1.13 P/B ratio, and 12.97% earnings growth, these metrics solidify its Netural investment rating.