VABK
Virginia National·NASDAQ
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2.26 / 10
Underperform
VABK's fundamental profile is underwhelming; key metrics include a Total Profit YoY growth of 9.62% (group 3), a Net Assets Per Share growth of 10.21% (group 4), and a Gross Profit Margin of 36.70% (group 1). However, the Net Profit Attributable to Parent Company / Net Profit ratio is 100% (group 2), and PB-ROE is 1.41 (group 3), both raising concerns. The low overall fundamental score of 2.3/10 and the constrained position rating underscore the need for caution.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value10.21
Score3/3
Weight10.40%
1M Return4.47%
Value10.21
Score3/3
Weight10.40%
1M Return4.47%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.53%
1M Return3.05%
Value100.00
Score1/3
Weight6.53%
1M Return3.05%
Profit-MV
Value0.06
Score1/3
Weight10.84%
1M Return4.44%
Value0.06
Score1/3
Weight10.84%
1M Return4.44%
PB-ROE
Value1.41
Score0/3
Weight8.34%
1M Return3.61%
Value1.41
Score0/3
Weight8.34%
1M Return3.61%
Asset-MV
Value-0.50
Score2/3
Weight17.44%
1M Return7.51%
Value-0.50
Score2/3
Weight17.44%
1M Return7.51%
Revenue-MV
Value0.16
Score1/3
Weight12.26%
1M Return4.65%
Value0.16
Score1/3
Weight12.26%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.45%
1M Return3.43%
Value36.70
Score3/3
Weight7.45%
1M Return3.43%
Total profit (YoY growth rate %)
Value9.62
Score2/3
Weight8.37%
1M Return3.74%
Value9.62
Score2/3
Weight8.37%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.46%
1M Return3.43%
Value100.00
Score3/3
Weight7.46%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight10.91%
1M Return4.21%
Value0.14
Score1/3
Weight10.91%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value10.21
Score3/3
Weight10.40%
1M Return4.47%
Value10.21
Score3/3
Weight10.40%
1M Return4.47%
Revenue-MV
Value0.16
Score1/3
Weight12.26%
1M Return4.65%
Value0.16
Score1/3
Weight12.26%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.53%
1M Return3.05%
Value100.00
Score1/3
Weight6.53%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.45%
1M Return3.43%
Value36.70
Score3/3
Weight7.45%
1M Return3.43%
Profit-MV
Value0.06
Score1/3
Weight10.84%
1M Return4.44%
Value0.06
Score1/3
Weight10.84%
1M Return4.44%
Total profit (YoY growth rate %)
Value9.62
Score2/3
Weight8.37%
1M Return3.74%
Value9.62
Score2/3
Weight8.37%
1M Return3.74%
PB-ROE
Value1.41
Score0/3
Weight8.34%
1M Return3.61%
Value1.41
Score0/3
Weight8.34%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.46%
1M Return3.43%
Value100.00
Score3/3
Weight7.46%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight17.44%
1M Return7.51%
Value-0.50
Score2/3
Weight17.44%
1M Return7.51%
Cash-MV
Value0.14
Score1/3
Weight10.91%
1M Return4.21%
Value0.14
Score1/3
Weight10.91%
1M Return4.21%
Is VABK fundamentally strong?
- VABK scores 2.26/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.88% ROE, 31.29% net margin, 12.69 P/E ratio, 1.28 P/B ratio, and 14.09% earnings growth, these metrics solidify its Underperform investment rating.
