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USIO

Usio·NASDAQ
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USIO fundamentals

Usio (USIO) released its earnings on Mar 18, 2026: revenue was 22.20M (YoY +7.98%), missed estimates; EPS was -0.05 (YoY -350.00%), missed estimates.
Revenue / YoY
22.20M
+7.98%
EPS / YoY
-0.05
-350.00%
Report date
Mar 18, 2026
USIO Earnings Call Summary for Q4,2025
  • ACH Dominance: 33% YoY revenue growth, PINless debit up 81%, positioning ACH as a key growth driver in 2026.
  • Strategic Expansion: PostCredit and Consumer Choice initiatives set to enhance cross-selling and wallet share, with Usio ONE showing early success.
  • 2026 Guidance: 10-12% revenue growth, backed by $3M+ pipeline but cautious on implementation timing.
  • Financial Health: Positive EBITDA streak, strong cash flow, and controlled SG&A growth supporting sustainable expansion.

Earnings

EPS
Revenue

Revenue & Expenses

USIO has released its 2025 Q4 earnings report, with revenue of 22.24M, reflecting a YoY change of 8.19%, and net profit of -1.50M, showing a YoY change of -337.81%. The Sankey diagram below clearly presents USIO's revenue sources and cost distribution.

Key Indicators

Usio (USIO) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Usio (USIO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Usio (USIO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Usio (USIO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Usio (USIO) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track Usio (USIO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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