Symbols

UPBD

Upbound Group·NASDAQ

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UPBD fundamentals

UPBD Q4 2025 Earnings

Upbound Group (UPBD) released its earnings on Feb 19, 2026: revenue was 1.20B (YoY +10.88%), beat estimates; EPS was 1.01 (YoY -3.81%), beat estimates.

Revenue / YoY

1.20B

+10.88%

EPS / YoY

1.01

-3.81%

Report date

Feb 19, 2026

UPBD Earnings Call Summary for Q4,2025

Record Revenue Growth: 2025 full-year revenue of $4.7 billion (8.7% YoY), driven by Brigit acquisition and Acima expansion.
Brigit Outperformance: 30% YoY subscriber growth, ARPU up 10%, and Q4 revenue of $64.6 million despite delayed product launches.
Segment Resilience: Rent-A-Center Q4 same-store sales growth of 80 basis points; Acima loss rate stabilized at 10.1%.
2026 Guidance: Targeted 30%+ Brigit revenue growth; Acima GMV mid-single digits; free cash flow $200 million.
AI and Cross-Sell: Investing in AI for customer personalization and cross-selling across brands to unlock $100 million+ in incremental value.

Earnings

EPS

Revenue

Revenue & Expenses

UPBD has released its 2025 Q4 earnings report, with revenue of 1.20B, reflecting a YoY change of 10.86%, and net profit of 19.74M, showing a YoY change of -36.28%. The Sankey diagram below clearly presents UPBD's revenue sources and cost distribution.

Key Indicators

Upbound Group (UPBD) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Upbound Group (UPBD)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Upbound Group (UPBD)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

Upbound Group (UPBD)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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