UPBD
Upbound Group·NASDAQ
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4.79 / 10
Netural
Fundamental evaluation of Upbound Group is fair (4.8/10). Strengths include a high equity multiplier (4.45), indicating effective asset leverage, robust profit-to-market value (0.56), and strong cash-flow generation with net cash flow from operations growing 49.6% YoY. However, concerns exist in the net income-to-revenue ratio (-2.34), suggesting profitability compression, and a negative PB-ROE (-0.62), hinting at sub-par return efficiency. Overall, the company maintains solid operational efficiency but faces challenges in converting sales to profit and achieving superior ROE.
Analysis Checks(8/10)
Net cash flow from operating activities per share (YoY growth rate %)
Value49.61
Score3/3
Weight18.21%
1M Return5.88%
Value49.61
Score3/3
Weight18.21%
1M Return5.88%
Profit-MV
Value0.56
Score2/3
Weight19.65%
1M Return6.21%
Value0.56
Score2/3
Weight19.65%
1M Return6.21%
PB-ROE
Value-0.62
Score0/3
Weight2.62%
1M Return0.92%
Value-0.62
Score0/3
Weight2.62%
1M Return0.92%
Net cash flow from operating activities / Total liabilities (%)
Value0.10
Score3/3
Weight13.08%
1M Return4.10%
Value0.10
Score3/3
Weight13.08%
1M Return4.10%
Equity multiplier (DuPont analysis %)
Value4.45
Score2/3
Weight9.63%
1M Return3.21%
Value4.45
Score2/3
Weight9.63%
1M Return3.21%
Accounts receivable turnover ratio
Value19.32
Score2/3
Weight6.46%
1M Return2.20%
Value19.32
Score2/3
Weight6.46%
1M Return2.20%
Net income-Revenue
Value-2.34
Score0/3
Weight1.33%
1M Return0.51%
Value-2.34
Score0/3
Weight1.33%
1M Return0.51%
Net cash flow from operating activities (YoY growth rate %)
Value58.39
Score2/3
Weight10.27%
1M Return3.56%
Value58.39
Score2/3
Weight10.27%
1M Return3.56%
Total assets turnover ratio
Value1.19
Score3/3
Weight11.32%
1M Return3.72%
Value1.19
Score3/3
Weight11.32%
1M Return3.72%
Cash-MV
Value1.03
Score2/3
Weight7.43%
1M Return2.83%
Value1.03
Score2/3
Weight7.43%
1M Return2.83%
Net cash flow from operating activities per share (YoY growth rate %)
Value49.61
Score3/3
Weight18.21%
1M Return5.88%
Value49.61
Score3/3
Weight18.21%
1M Return5.88%
Accounts receivable turnover ratio
Value19.32
Score2/3
Weight6.46%
1M Return2.20%
Value19.32
Score2/3
Weight6.46%
1M Return2.20%
Profit-MV
Value0.56
Score2/3
Weight19.65%
1M Return6.21%
Value0.56
Score2/3
Weight19.65%
1M Return6.21%
Net income-Revenue
Value-2.34
Score0/3
Weight1.33%
1M Return0.51%
Value-2.34
Score0/3
Weight1.33%
1M Return0.51%
PB-ROE
Value-0.62
Score0/3
Weight2.62%
1M Return0.92%
Value-0.62
Score0/3
Weight2.62%
1M Return0.92%
Net cash flow from operating activities (YoY growth rate %)
Value58.39
Score2/3
Weight10.27%
1M Return3.56%
Value58.39
Score2/3
Weight10.27%
1M Return3.56%
Net cash flow from operating activities / Total liabilities (%)
Value0.10
Score3/3
Weight13.08%
1M Return4.10%
Value0.10
Score3/3
Weight13.08%
1M Return4.10%
Total assets turnover ratio
Value1.19
Score3/3
Weight11.32%
1M Return3.72%
Value1.19
Score3/3
Weight11.32%
1M Return3.72%
Equity multiplier (DuPont analysis %)
Value4.45
Score2/3
Weight9.63%
1M Return3.21%
Value4.45
Score2/3
Weight9.63%
1M Return3.21%
Cash-MV
Value1.03
Score2/3
Weight7.43%
1M Return2.83%
Value1.03
Score2/3
Weight7.43%
1M Return2.83%
Is UPBD undervalued or overvalued?
- UPBD scores 4.79/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.13% ROE, 1.85% net margin, 11.64 P/E ratio, 1.73 P/B ratio, and 2.01% earnings growth, these metrics solidify its Netural investment rating.
