UNTY
Unity Bancorp·NASDAQ
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1.83 / 10
Underperform
Fundamental metrics indicate poor status (1.8/10). Bullish considerations: Total profit (YoY growth rate %) and Gross profit margin (%), but headwinds are noted in Net profit attributable to parent company shareholders / Net profit (%) and PB-ROE. Final rating: defensive.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value12.84
Score2/3
Weight8.70%
1M Return3.75%
Value12.84
Score2/3
Weight8.70%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.92%
1M Return3.05%
Value100.00
Score1/3
Weight6.92%
1M Return3.05%
Profit-MV
Value1.52
Score0/3
Weight11.27%
1M Return4.15%
Value1.52
Score0/3
Weight11.27%
1M Return4.15%
PB-ROE
Value1.41
Score1/3
Weight11.48%
1M Return4.93%
Value1.41
Score1/3
Weight11.48%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight10.66%
1M Return4.22%
Value-0.50
Score0/3
Weight10.66%
1M Return4.22%
Revenue-MV
Value0.16
Score1/3
Weight12.98%
1M Return4.65%
Value0.16
Score1/3
Weight12.98%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.90%
1M Return3.43%
Value36.70
Score3/3
Weight7.90%
1M Return3.43%
Total profit (YoY growth rate %)
Value39.90
Score2/3
Weight8.86%
1M Return3.74%
Value39.90
Score2/3
Weight8.86%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.90%
1M Return3.43%
Value100.00
Score3/3
Weight7.90%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight13.33%
1M Return5.25%
Value0.14
Score2/3
Weight13.33%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value12.84
Score2/3
Weight8.70%
1M Return3.75%
Value12.84
Score2/3
Weight8.70%
1M Return3.75%
Revenue-MV
Value0.16
Score1/3
Weight12.98%
1M Return4.65%
Value0.16
Score1/3
Weight12.98%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.92%
1M Return3.05%
Value100.00
Score1/3
Weight6.92%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.90%
1M Return3.43%
Value36.70
Score3/3
Weight7.90%
1M Return3.43%
Profit-MV
Value1.52
Score0/3
Weight11.27%
1M Return4.15%
Value1.52
Score0/3
Weight11.27%
1M Return4.15%
Total profit (YoY growth rate %)
Value39.90
Score2/3
Weight8.86%
1M Return3.74%
Value39.90
Score2/3
Weight8.86%
1M Return3.74%
PB-ROE
Value1.41
Score1/3
Weight11.48%
1M Return4.93%
Value1.41
Score1/3
Weight11.48%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.90%
1M Return3.43%
Value100.00
Score3/3
Weight7.90%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight10.66%
1M Return4.22%
Value-0.50
Score0/3
Weight10.66%
1M Return4.22%
Cash-MV
Value0.14
Score2/3
Weight13.33%
1M Return5.25%
Value0.14
Score2/3
Weight13.33%
1M Return5.25%
Is UNTY undervalued or overvalued?
- UNTY scores 1.83/10 on fundamentals and holds a Premium valuation at present. Backed by its 13.50% ROE, 43.21% net margin, 10.39 P/E ratio, 1.68 P/B ratio, and 36.20% earnings growth, these metrics solidify its Underperform investment rating.
