UMBF
UMB Financial·NASDAQ
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UMBF fundamentals
UMB Financial (UMBF) released its earnings on Jan 27, 2026: revenue was 720.87M (YoY +66.03%), beat estimates; EPS was 3.08 (YoY +23.69%), beat estimates.
Revenue / YoY
720.87M
+66.03%
EPS / YoY
3.08
+23.69%
Report date
Jan 27, 2026
UMBF Earnings Call Summary for Q4,2025
- Revenue Momentum: 13% annualized loan growth, outpacing peers, with Heartland driving C&I expansion.\n- Fee Growth: Institutional businesses (trust, fund services) up 12.8% YoY, offsetting market volatility.\n- Cost Efficiency: Operating leverage expected in 2026; Q1 expenses ~$385M-$390M, with tax-related decline in Q2.\n- Balance Sheet Strength: Core NIM stable at 2.96%; deposit beta 76%, sustainable with flat rates.\n- Strategic Focus: Organic growth prioritized over M&A, with cautious openness to small deals.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
UMB Financial (UMBF) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
UMB Financial (UMBF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
UMB Financial (UMBF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
UMB Financial (UMBF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does UMB Financial (UMBF) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track UMB Financial (UMBF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What factors drove the changes in UMB Financial's revenue and profit?What does UMB Financial do and what are its main business segments?What were the key takeaways from UMB Financial's earnings call?What is UMB Financial's latest dividend and current dividend yield?What is the market's earnings forecast for UMB Financial next quarter?Did UMB Financial beat or miss consensus estimates last quarter?What guidance did UMB Financial's management provide for the next earnings period?What is UMB Financial's gross profit margin?
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