United Fire Group (UFCS) Fundamental Analysis: Revenue, Earnings & Valuation

4.94 / 10

Netural

Fundamentally, UFCS rates 4.9/10 (Neutral). Asset‑MV lags (-0.55) while receivables turnover is strong (23.4). Current ratio at 3.94 indicates liquidity. Overall, fundamentals are modest with selective investment appeal.

Analysis Checks(10/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight9.51%

1M Return2.87%

ROE (diluted) (YoY growth rate %)

Value11.48

Score2/3

Weight13.58%

1M Return3.50%

Profit-MV

Value1.64

Score2/3

Weight3.64%

1M Return1.22%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight9.22%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value89.39

Score2/3

Weight12.84%

1M Return3.72%

Total profit (YoY growth rate %)

Value92.04

Score2/3

Weight11.64%

1M Return3.41%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight8.48%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value87.45

Score2/3

Weight12.73%

1M Return3.68%

Asset-MV

Value-0.55

Score2/3

Weight9.80%

1M Return2.56%

Current ratio

Value3.94

Score3/3

Weight8.56%

1M Return2.55%

Is UFCS fundamentally strong?

UFCS scores 4.94/10 on fundamentals and holds a Fair valuation at present. Backed by its 13.72% ROE, 8.53% net margin, 8.00 P/E ratio, 1.00 P/B ratio, and 89.39% earnings growth, these metrics solidify its Netural investment rating.