United Bankshares (UBSI) Fundamental Analysis: Revenue, Earnings & Valuation

2.94 / 10

Underperform

Fundamental analysis rates UBSI as Underperform with a 2.9/10 score. Positive points include Asset‑MV and Cash‑UP, yet key risks arise from a low PB‑ROE and weak Cash‑MV. Overall, the company shows poor quality and defensive investment appeal.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.92%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.92%

1M Return3.70%

Profit-MV

Value1.37

Score1/3

Weight9.38%

1M Return3.90%

Net income-Revenue

Value1.10

Score1/3

Weight13.14%

1M Return5.19%

PB-ROE

Value-0.90

Score0/3

Weight9.24%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.92%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.92%

1M Return3.70%

Cash-UP

Value-0.24

Score3/3

Weight10.97%

1M Return5.00%

Asset-MV

Value-0.55

Score2/3

Weight17.81%

1M Return6.73%

Cash-MV

Value-0.01

Score0/3

Weight7.76%

1M Return3.50%

Is UBSI undervalued or overvalued?

UBSI scores 2.94/10 on fundamentals and holds a Premium valuation at present. Backed by its 8.86% ROE, 37.55% net margin, 12.59 P/E ratio, 1.06 P/B ratio, and 18.84% earnings growth, these metrics solidify its Underperform investment rating.