Symbols

TWFG

TWFG·NASDAQ

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TWFG fundamentals

TWFG Q4 2025 Earnings

TWFG (TWFG) released its earnings on Feb 25, 2026: revenue was 68.83M (YoY +33.02%), beat estimates; EPS was 0.3 (YoY +57.89%), beat estimates.

Revenue / YoY

68.83M

+33.02%

EPS / YoY

0.3

+57.89%

Report date

Feb 25, 2026

TWFG Earnings Call Summary for Q4,2025

Revenue Surge: 21.3% YoY growth to $247.1M in 2025, Q4 written premium up 22.7% to $443.4M.
Strategic Acquisitions: 2025 acquisitions of Lofton Wells and Asset Protection, with 2026 M&A pipeline targeting high-quality agents.
AI-Driven Efficiency: Claude AI boosts software productivity, tech team now 32% of corporate workforce. Q4 EBITDA margin 31.6% vs. 26.8% prior year.
2026 Outlook: 15-20% revenue growth, 22-25% EBITDA margin, 10-15% organic growth. Share repurchase program up to $50M announced.
Competitive Edge: 92% retention rate in soft market, multiline expertise, and 25-year data moat differentiate TWFG.

Earnings

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Revenue

Revenue & Expenses

TWFG has released its 2025 Q4 earnings report, with revenue of 70.26M, reflecting a YoY change of 35.78%, and net profit of 15.69M, showing a YoY change of 92.50%. The Sankey diagram below clearly presents TWFG's revenue sources and cost distribution.

Key Indicators

TWFG (TWFG) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

TWFG (TWFG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

TWFG (TWFG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

TWFG (TWFG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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