TRST
Trustco Bank·NASDAQ
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TRST fundamentals
Trustco Bank (TRST) expects to report earnings on Jan 21, 2026, with estimated revenue of 48.69M (YoY +12.42%), and EPS at 0.8 (YoY +35.59%).
Revenue estimate / YoY
48.69M
+12.42%
EPS estimate / YoY
0.8
+35.59%
Report date
Jan 21, 2026
TRST Earnings Call Summary for Q4,2025
- Record Profit Growth: 38% YoY net income increase to $15.6M, driven by 12.4% net interest income expansion
- Strong Capital Returns: 1M shares repurchased YTD, renewed $2M buyback program for 2026
- Loan Portfolio Strength: 2.5% YoY loan growth to $5.2B, led by 13.5% home equity expansion
- Credit Resilience: Nonperforming loans at 0.39%, with 253% allowance coverage
- Strategic Expansion: Actively pursuing Pasco County, FL branch to capitalize on Tampa migration
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Key Indicators
Trustco Bank (TRST) key financial stats and ratios, covering profitability, financial health, and leverage.
Trustco Bank (TRST)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Trustco Bank (TRST)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Trustco Bank (TRST)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Trustco Bank (TRST) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Trustco Bank (TRST) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Trustco Bank's revenue and profit?What is the market's earnings forecast for Trustco Bank next quarter?Did Trustco Bank beat or miss consensus estimates last quarter?What guidance did Trustco Bank's management provide for the next earnings period?What is the revenue and EPS growth rate for Trustco Bank year over year?What does Trustco Bank do and what are its main business segments?What were the key takeaways from Trustco Bank’s earnings call?What is Trustco Bank's gross profit margin?
