TFSL
Tfs Financial·NASDAQ
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5.38 / 10
Netural
TFS Financial's fundamental score is 5.4/10, indicating average health. Key concerns include a negative net profit margin (-1256%) and Asset-MV mismatch (1.4168), while positive aspects like Days sales outstanding (313.91) and Net cash flow growth (-6.98% YoY) offer some relief. The mixed factor profile results in a guarded outlook.
Analysis Checks(5/10)
Revenue-MV
Value-1.63
Score0/3
Weight-7.52%
1M Return-3.44%
Value-1.63
Score0/3
Weight-7.52%
1M Return-3.44%
Profit-MV
Value-1.25
Score0/3
Weight-5.92%
1M Return-2.52%
Value-1.25
Score0/3
Weight-5.92%
1M Return-2.52%
PB-ROE
Value-0.83
Score0/3
Weight-0.68%
1M Return-0.26%
Value-0.83
Score0/3
Weight-0.68%
1M Return-0.26%
Net profit margin (%)
Value-1256.29
Score2/3
Weight2.32%
1M Return0.86%
Value-1256.29
Score2/3
Weight2.32%
1M Return0.86%
Asset-MV
Value1.42
Score1/3
Weight28.49%
1M Return12.76%
Value1.42
Score1/3
Weight28.49%
1M Return12.76%
Days sales outstanding
Value313.91
Score2/3
Weight3.47%
1M Return1.29%
Value313.91
Score2/3
Weight3.47%
1M Return1.29%
Net income-Revenue
Value0.63
Score2/3
Weight11.25%
1M Return3.69%
Value0.63
Score2/3
Weight11.25%
1M Return3.69%
Net cash flow from operating activities (YoY growth rate %)
Value-6.98
Score3/3
Weight27.01%
1M Return9.56%
Value-6.98
Score3/3
Weight27.01%
1M Return9.56%
Income tax / Total profit (%)
Value20.71
Score3/3
Weight31.14%
1M Return10.45%
Value20.71
Score3/3
Weight31.14%
1M Return10.45%
Cash-MV
Value0.14
Score1/3
Weight10.44%
1M Return3.46%
Value0.14
Score1/3
Weight10.44%
1M Return3.46%
Revenue-MV
Value-1.63
Score0/3
Weight-7.52%
1M Return-3.44%
Value-1.63
Score0/3
Weight-7.52%
1M Return-3.44%
Days sales outstanding
Value313.91
Score2/3
Weight3.47%
1M Return1.29%
Value313.91
Score2/3
Weight3.47%
1M Return1.29%
Profit-MV
Value-1.25
Score0/3
Weight-5.92%
1M Return-2.52%
Value-1.25
Score0/3
Weight-5.92%
1M Return-2.52%
Net income-Revenue
Value0.63
Score2/3
Weight11.25%
1M Return3.69%
Value0.63
Score2/3
Weight11.25%
1M Return3.69%
PB-ROE
Value-0.83
Score0/3
Weight-0.68%
1M Return-0.26%
Value-0.83
Score0/3
Weight-0.68%
1M Return-0.26%
Net cash flow from operating activities (YoY growth rate %)
Value-6.98
Score3/3
Weight27.01%
1M Return9.56%
Value-6.98
Score3/3
Weight27.01%
1M Return9.56%
Net profit margin (%)
Value-1256.29
Score2/3
Weight2.32%
1M Return0.86%
Value-1256.29
Score2/3
Weight2.32%
1M Return0.86%
Income tax / Total profit (%)
Value20.71
Score3/3
Weight31.14%
1M Return10.45%
Value20.71
Score3/3
Weight31.14%
1M Return10.45%
Asset-MV
Value1.42
Score1/3
Weight28.49%
1M Return12.76%
Value1.42
Score1/3
Weight28.49%
1M Return12.76%
Cash-MV
Value0.14
Score1/3
Weight10.44%
1M Return3.46%
Value0.14
Score1/3
Weight10.44%
1M Return3.46%
Is TFSL undervalued or overvalued?
- TFSL scores 5.38/10 on fundamentals and holds a Fair valuation at present. Backed by its 1.17% ROE, 27.49% net margin, 46.85 P/E ratio, 2.20 P/B ratio, and 10.34% earnings growth, these metrics solidify its Netural investment rating.
