The Bancorp (TBBK) Fundamental Analysis: Revenue, Earnings & Valuation

4.85 / 10

Netural

Fundamentally, TBBK receives a neutral 4.8/10 rating. Profit‑MV, Net‑income‑Revenue and Cash‑MV are strong, supporting solid profitability and liquidity. However, PB‑ROE and Asset‑MV are weak, indicating overvaluation and low asset efficiency. Overall, fundamentals are balanced but not compelling.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.06%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.06%

1M Return3.70%

Profit-MV

Value1.14

Score3/3

Weight16.65%

1M Return7.25%

Net income-Revenue

Value0.81

Score2/3

Weight12.90%

1M Return5.96%

PB-ROE

Value-0.72

Score0/3

Weight8.24%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.06%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.06%

1M Return3.70%

Cash-UP

Value-0.15

Score3/3

Weight9.77%

1M Return5.00%

Asset-MV

Value-0.55

Score0/3

Weight9.43%

1M Return4.68%

Cash-MV

Value0.02

Score3/3

Weight14.77%

1M Return6.88%

Is TBBK fundamentally strong?

TBBK scores 4.85/10 on fundamentals and holds a Fair valuation at present. Backed by its 30.85% ROE, 32.42% net margin, 10.29 P/E ratio, 3.40 P/B ratio, and 14.71% earnings growth, these metrics solidify its Netural investment rating.