SLM
SLM·NASDAQ
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2.22 / 10
Underperform
The fundamental analysis rates SLM as underperform with a score of 2.2/10. Key concerns include a negative net profit margin (-1256%), low cash-to-market value (0.1376), and suboptimal asset turnover (0.9278). These factors indicate poor profitability and asset utilization. Conversely, gross profit margin (48.17%) and total profit growth (24.28%) offer limited optimism, but they are insufficient to elevate the overall rating beyond guarded.
Analysis Checks(6/10)
Gross profit margin (%)
Value48.17
Score2/3
Weight3.66%
1M Return1.27%
Value48.17
Score2/3
Weight3.66%
1M Return1.27%
Total profit (YoY growth rate %)
Value24.28
Score2/3
Weight18.85%
1M Return6.01%
Value24.28
Score2/3
Weight18.85%
1M Return6.01%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight9.31%
1M Return3.12%
Value100.00
Score2/3
Weight9.31%
1M Return3.12%
Total assets turnover ratio
Value0.93
Score1/3
Weight9.80%
1M Return3.38%
Value0.93
Score1/3
Weight9.80%
1M Return3.38%
Asset-MV
Value-0.50
Score1/3
Weight32.60%
1M Return7.27%
Value-0.50
Score1/3
Weight32.60%
1M Return7.27%
Profit-MV
Value1.87
Score2/3
Weight8.85%
1M Return2.57%
Value1.87
Score2/3
Weight8.85%
1M Return2.57%
Net profit margin (%)
Value-1256.29
Score2/3
Weight7.95%
1M Return2.69%
Value-1256.29
Score2/3
Weight7.95%
1M Return2.69%
Operating revenue (YoY growth rate %)
Value64.40
Score1/3
Weight10.35%
1M Return3.29%
Value64.40
Score1/3
Weight10.35%
1M Return3.29%
EBIT / Total operating revenue (%)
Value-512.37
Score2/3
Weight7.85%
1M Return2.61%
Value-512.37
Score2/3
Weight7.85%
1M Return2.61%
Cash-MV
Value0.14
Score0/3
Weight-9.23%
1M Return-3.39%
Value0.14
Score0/3
Weight-9.23%
1M Return-3.39%
Gross profit margin (%)
Value48.17
Score2/3
Weight3.66%
1M Return1.27%
Value48.17
Score2/3
Weight3.66%
1M Return1.27%
Profit-MV
Value1.87
Score2/3
Weight8.85%
1M Return2.57%
Value1.87
Score2/3
Weight8.85%
1M Return2.57%
Total profit (YoY growth rate %)
Value24.28
Score2/3
Weight18.85%
1M Return6.01%
Value24.28
Score2/3
Weight18.85%
1M Return6.01%
Net profit margin (%)
Value-1256.29
Score2/3
Weight7.95%
1M Return2.69%
Value-1256.29
Score2/3
Weight7.95%
1M Return2.69%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight9.31%
1M Return3.12%
Value100.00
Score2/3
Weight9.31%
1M Return3.12%
Operating revenue (YoY growth rate %)
Value64.40
Score1/3
Weight10.35%
1M Return3.29%
Value64.40
Score1/3
Weight10.35%
1M Return3.29%
Total assets turnover ratio
Value0.93
Score1/3
Weight9.80%
1M Return3.38%
Value0.93
Score1/3
Weight9.80%
1M Return3.38%
EBIT / Total operating revenue (%)
Value-512.37
Score2/3
Weight7.85%
1M Return2.61%
Value-512.37
Score2/3
Weight7.85%
1M Return2.61%
Asset-MV
Value-0.50
Score1/3
Weight32.60%
1M Return7.27%
Value-0.50
Score1/3
Weight32.60%
1M Return7.27%
Cash-MV
Value0.14
Score0/3
Weight-9.23%
1M Return-3.39%
Value0.14
Score0/3
Weight-9.23%
1M Return-3.39%
Is SLM undervalued or overvalued?
- SLM scores 2.22/10 on fundamentals and holds a Premium valuation at present. Backed by its 31.62% ROE, 37.54% net margin, 7.46 P/E ratio, 2.22 P/B ratio, and 28.94% earnings growth, these metrics solidify its Underperform investment rating.
