SFNC
Simmons First National·NASDAQ
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SFNC fundamentals
Simmons First National (SFNC) released its earnings on Jan 20, 2026: revenue was 249.00M (YoY +19.43%), beat estimates; EPS was 0.54 (YoY +38.46%), beat estimates.
Revenue / YoY
249.00M
+19.43%
EPS / YoY
0.54
+38.46%
Report date
Jan 20, 2026
SFNC Earnings Call Summary for Q4,2025
- Loan Growth Momentum: Q4 loan production at multi-year high, with 7%+ annualized growth, driven by strong pipeline and ready-to-close segment expansion.
- Stable NIM Outlook: 3.81% NIM supported by back book repricing and restructuring, with 2026 guidance for stable to minor improvement.
- Deposit Strategy: Focus on low-cost deposit growth to offset competitive pricing, with moderate deposit beta (~50%) expected in 2026.
- Efficiency Success: 2025 expenses below 2022 run rate, with 2026 guide of 2-3% growth reflecting strategic investments.
- Asset Quality Stability: Problem credit resolution with minimal impact, maintaining stable credit metrics amid competitive lending environment.
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Key Indicators
Simmons First National (SFNC) key financial stats and ratios, covering profitability, financial health, and leverage.
Simmons First National (SFNC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Simmons First National (SFNC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Simmons First National (SFNC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Simmons First National (SFNC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Simmons First National (SFNC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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