Seacoast Banking (SBCF) Fundamental Analysis: Revenue, Earnings & Valuation

2.76 / 10

Underperform

Fundamental analysis rates SBCF as Underperform with a 2.8/10 score. Strengths include a 41.8% gross profit margin and solid current‑liability ratios. Weaknesses are low PB‑ROE, negative Asset‑MV and modest cash metrics, suggesting guarded valuation.

Analysis Checks(5/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.87%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.87%

1M Return3.70%

Profit-MV

Value0.86

Score0/3

Weight8.50%

1M Return4.03%

Net income-Revenue

Value0.17

Score3/3

Weight17.10%

1M Return6.99%

PB-ROE

Value-0.94

Score0/3

Weight9.18%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.87%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.87%

1M Return3.70%

Cash-UP

Value0.29

Score1/3

Weight7.65%

1M Return3.24%

Asset-MV

Value-0.55

Score1/3

Weight15.93%

1M Return6.12%

Cash-MV

Value-0.34

Score1/3

Weight10.15%

1M Return4.31%

Is SBCF undervalued or overvalued?

SBCF scores 2.76/10 on fundamentals and holds a Premium valuation at present. Backed by its 5.45% ROE, 22.20% net margin, 20.99 P/E ratio, 0.98 P/B ratio, and 11.19% earnings growth, these metrics solidify its Underperform investment rating.