Red River Bancshares (RRBI) Fundamental Analysis: Revenue, Earnings & Valuation

3.80 / 10

Netural

Fundamental rating is neutral with a 3.8 score. Profit‑MV and Cash‑UP are strong, while PB‑ROE, Asset‑MV and Cash‑MV lag. Gross margin is healthy (41.8%). Overall, fundamentals are defensive, warranting a cautious view.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.30%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.30%

1M Return3.70%

Profit-MV

Value1.22

Score3/3

Weight17.23%

1M Return7.25%

Net income-Revenue

Value0.66

Score1/3

Weight12.11%

1M Return5.19%

PB-ROE

Value-0.92

Score1/3

Weight9.40%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.30%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.30%

1M Return3.70%

Cash-UP

Value-0.79

Score3/3

Weight10.11%

1M Return5.00%

Asset-MV

Value-0.55

Score1/3

Weight14.78%

1M Return6.12%

Cash-MV

Value-0.54

Score0/3

Weight7.16%

1M Return3.50%

Is RRBI undervalued or overvalued?

RRBI scores 3.80/10 on fundamentals and holds a Fair valuation at present. Backed by its 12.49% ROE, 34.07% net margin, 14.20 P/E ratio, 1.66 P/B ratio, and 29.03% earnings growth, these metrics solidify its Netural investment rating.