Republic Bancorp (RBCAA) Fundamental Analysis: Revenue, Earnings & Valuation

4.60 / 10

Netural

RBCAA's fundamentals are fair, highlighted by a 31.97% year-over-year profit growth and a 36.70% gross profit margin, both in strong performance groups. However, the net profit ratio to total profit is 100%, placing it in a lower group and tempering the overall score. The PB-ROE difference of 1.41 is relatively high, and asset-to-market value is negative, indicating some valuation concerns. Net assets per share grow by 8.83% year-over-year, a positive sign. These factors collectively result in a neutral fundamental rating.

Analysis Checks(7/10)

Net assets per share (growth rate compared to beginning of year %)

Value8.83

Score3/3

Weight9.43%

1M Return4.47%

Revenue-MV

Value0.16

Score3/3

Weight15.58%

1M Return7.25%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight5.92%

1M Return3.05%

Gross profit margin (%)

Value36.70

Score3/3

Weight6.76%

1M Return3.43%

Profit-MV

Value-0.29

Score3/3

Weight15.62%

1M Return6.98%

Total profit (YoY growth rate %)

Value31.97

Score3/3

Weight9.57%

1M Return4.68%

PB-ROE

Value1.41

Score1/3

Weight9.83%

1M Return4.93%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.76%

1M Return3.43%

Asset-MV

Value-0.50

Score0/3

Weight9.13%

1M Return4.22%

Cash-MV

Value0.14

Score2/3

Weight11.41%

1M Return5.25%

Is RBCAA fundamentally strong?

RBCAA scores 4.60/10 on fundamentals and holds a Fair valuation at present. Backed by its 10.45% ROE, 30.89% net margin, 11.36 P/E ratio, 1.34 P/B ratio, and 24.24% earnings growth, these metrics solidify its Netural investment rating.