QCR Holdings (QCRH) Fundamental Analysis: Revenue, Earnings & Valuation

2.90 / 10

Underperform

Fundamental assessment rates QCRH as Underperform with a 2.9/10 score. Gross profit margin (41.8%) and solid liability ratios are strengths, yet PB‑ROE (‑0.92) and Asset‑MV (‑0.55) are weak, dragging the rating. Weighted factor analysis confirms modest profitability and limited asset efficiency.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.54%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.53%

1M Return3.70%

Profit-MV

Value1.33

Score1/3

Weight8.92%

1M Return3.90%

Net income-Revenue

Value0.78

Score1/3

Weight12.50%

1M Return5.19%

PB-ROE

Value-0.92

Score1/3

Weight9.71%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.54%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.53%

1M Return3.70%

Cash-UP

Value1.70

Score2/3

Weight9.08%

1M Return4.32%

Asset-MV

Value-0.55

Score1/3

Weight15.25%

1M Return6.12%

Cash-MV

Value2.02

Score2/3

Weight14.39%

1M Return6.14%

Is QCRH fundamentally strong?

QCRH scores 2.90/10 on fundamentals and holds a Premium valuation at present. Backed by its 12.06% ROE, 34.42% net margin, 11.48 P/E ratio, 1.31 P/B ratio, and 11.37% earnings growth, these metrics solidify its Underperform investment rating.