PYPL
Paypal Holdings·NASDAQ
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PYPL fundamentals
Paypal Holdings (PYPL) released its earnings on Feb 3, 2026: revenue was 8.68B (YoY +3.71%), missed estimates; EPS was 1.23 (YoY +3.36%), missed estimates.
Revenue / YoY
8.68B
+3.71%
EPS / YoY
1.23
+3.36%
Report date
Feb 3, 2026
PYPL Earnings Call Summary for Q4,2025
- New CEO Focus: Enrique Lores appointed to accelerate execution, with interim CEO Jamie Miller emphasizing disciplined resource allocation.
- Branded Checkout Struggles: Q4 TPV growth slowed to 1% YoY due to macro challenges and execution delays, but 2026 investments target 3% headwind for TM$ growth.
- Venmo and PSP Strength: Venmo revenue up 20% YoY, Enterprise Payments margins doubled through value-added services.
- 2026 Guidance: TM$ ex interest flat to slightly down, non-GAAP EPS down low-single digits to flat, with $6B+ free cash flow.
- Key Initiatives: Biometric adoption (target 50% checkout-ready by end-2026), upstream BNPL messaging, and PayPal Plus rewards program.
EPS
Actual | 0.66 | 1.07 | 1.07 | 1.08 | 1.22 | 1.15 | 1.11 | 1.11 | 0.88 | 0.93 | 1.08 | 1.24 | 1.17 | 1.16 | 1.3 | 1.48 | 1.08 | 1.19 | 1.2 | 1.19 | 1.33 | 1.4 | 1.34 | 1.23 | ||||||||||||||||
Forecast | 0.7528 | 0.8696 | 0.9429 | 0.9967 | 1.0144 | 1.1239 | 1.0782 | 1.1206 | 0.8769 | 0.8687 | 0.9795 | 1.1992 | 1.1 | 1.1649 | 1.2288 | 1.3623 | 1.219 | 0.9889 | 1.0743 | 1.1233 | 1.1607 | 1.2967 | 1.2025 | 1.2873 | ||||||||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -12.33% | +23.05% | +13.48% | +8.36% | +20.27% | +2.32% | +2.95% | -0.95% | +0.35% | +7.06% | +10.26% | +3.40% | +6.36% | -0.42% | +5.79% | +8.64% | -11.40% | +20.34% | +11.70% | +5.94% | +14.59% | +7.97% | +11.43% | -4.45% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4.62B | 5.26B | 5.46B | 6.12B | 6.03B | 6.24B | 6.18B | 6.92B | 6.48B | 6.81B | 6.85B | 7.38B | 7.04B | 7.29B | 7.42B | 8.03B | 7.70B | 7.88B | 7.85B | 8.37B | 7.79B | 8.29B | 8.42B | 8.68B |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4.74B | 4.99B | 5.42B | 6.09B | 5.91B | 6.27B | 6.23B | 6.90B | 6.40B | 6.78B | 6.82B | 7.39B | 6.98B | 7.27B | 7.39B | 7.88B | 7.52B | 7.82B | 7.89B | 8.26B | 7.85B | 8.08B | 8.24B | 8.79B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -2.55% | +5.37% | +0.69% | +0.45% | +2.17% | -0.50% | -0.74% | +0.29% | +1.29% | +0.41% | +0.37% | -0.10% | +0.83% | +0.18% | +0.44% | +1.85% | +2.44% | +0.79% | -0.52% | +1.31% | -0.74% | +2.52% | +2.20% | -1.28% |
Earnings Call
You can ask Aime
What is the market's earnings forecast for Paypal Holdings next quarter?What is Paypal Holdings's gross profit margin?What is Paypal Holdings's latest dividend and current dividend yield?Did Paypal Holdings beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Paypal Holdings year over year?What were the key takeaways from Paypal Holdings’s earnings call?What factors drove the changes in Paypal Holdings's revenue and profit?What does Paypal Holdings do and what are its main business segments?
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