Paypal Holdings (PYPL) Fundamental Analysis: Revenue, Earnings & Valuation

7.65 / 10

Outperform

Fundamentally, PayPal scores 7.7/10 and earns an Outperform rating. Profit‑MV and accounts receivable turnover are strong, while PB‑ROE and Asset‑MV lag, limiting upside. Overall fundamentals support a favorable view despite some valuation concerns.

Analysis Checks(4/10)

Revenue-MV

Value0.67

Score1/3

Weight6.72%

1M Return1.23%

Days sales outstanding

Value9.90

Score0/3

Weight-15.75%

1M Return-3.05%

Profit-MV

Value1.63

Score2/3

Weight37.20%

1M Return5.02%

Accounts receivable turnover ratio

Value36.37

Score2/3

Weight3.26%

1M Return0.50%

PB-ROE

Value-0.34

Score0/3

Weight-13.67%

1M Return-2.71%

Total profit (YoY growth rate %)

Value18.07

Score3/3

Weight32.04%

1M Return4.88%

Net cash flow from operating activities (YoY growth rate %)

Value-13.88

Score1/3

Weight-0.82%

1M Return-0.13%

Asset-MV

Value-0.55

Score1/3

Weight30.80%

1M Return4.22%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value26.19

Score3/3

Weight33.18%

1M Return5.03%

Cash-MV

Value0.85

Score0/3

Weight-12.97%

1M Return-1.99%

Is PYPL fundamentally strong?

PYPL scores 7.65/10 on fundamentals and holds a Discounted valuation at present. Backed by its 25.73% ROE, 15.78% net margin, 7.97 P/E ratio, 2.06 P/B ratio, and 35.48% earnings growth, these metrics solidify its Outperform investment rating.