Symbols

PRCH

Porch Group·NASDAQ

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PRCH fundamentals

PRCH Q4 2025 Earnings

Porch Group (PRCH) released its earnings on Feb 11, 2026: revenue was 112.25M (YoY +11.85%), beat estimates; EPS was -0.03 (YoY -109.84%), beat estimates.

Revenue / YoY

112.25M

+11.85%

EPS / YoY

-0.03

-109.84%

Report date

Feb 11, 2026

PRCH Earnings Call Summary for Q4,2025

Record 2025 Performance: Adjusted EBITDA up 11x to $77 million, statutory surplus +47%, and $65 million cash flow from operations.
2026 Growth Ambitions: $600 million RWP target (25% YoY) and $100 million EBITDA, fueled by Porch Insurance and agency expansion.
Profitability Excellence: 81% gross margin, 27% loss ratio, and 21% EBITDA margin in Q4.
Strategic Differentiation: Industry-leading underwriting results, unique Porch Insurance product, and agent-centric growth model.
Financial Strength: $121 million cash, no debt growth, and 85% cash conversion of EBITDA.

Earnings

EPS

Revenue

Revenue & Expenses

PRCH has released its 2025 Q4 earnings report, with revenue of 140.29M, reflecting a YoY change of 39.79%, and net profit of 4.32M, showing a YoY change of -85.83%. The Sankey diagram below clearly presents PRCH's revenue sources and cost distribution.

Key Indicators

Porch Group (PRCH) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Porch Group (PRCH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Porch Group (PRCH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

Porch Group (PRCH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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