PRA Group (PRAA) Fundamental Analysis: Revenue, Earnings & Valuation

9.09 / 10

Outperform

Fundamentally, PRAA is rated Outperform with a 9.1/10 score. Key strengths are a favorable Asset‑MV gap and low Current‑Liabilities‑to‑Total‑Liabilities ratio, driving a 9.09 fund‑score. Cash‑related metrics lag, but overall fundamentals remain robust.

Analysis Checks(5/10)

Gross profit margin (%)

Value100.00

Score1/3

Weight-0.08%

1M Return-0.02%

Current liabilities / Total liabilities (%)

Value5.18

Score3/3

Weight33.35%

1M Return7.64%

Non-current liabilities / Total liabilities (%)

Value94.82

Score3/3

Weight43.28%

1M Return9.66%

Net profit margin (%)

Value-24.37

Score0/3

Weight0.43%

1M Return0.12%

Total profit / EBIT (%)

Value-2845.23

Score3/3

Weight36.90%

1M Return8.47%

Cash-UP

Value-0.15

Score1/3

Weight-23.75%

1M Return-8.26%

Operating revenue (YoY growth rate %)

Value8.35

Score0/3

Weight-7.92%

1M Return-2.25%

EBIT / Total operating revenue (%)

Value0.71

Score2/3

Weight8.91%

1M Return2.12%

Asset-MV

Value-0.55

Score2/3

Weight26.30%

1M Return5.32%

Cash-MV

Value0.02

Score0/3

Weight-17.41%

1M Return-5.83%

Is PRAA undervalued or overvalued?

PRAA scores 9.09/10 on fundamentals and holds a Discounted valuation at present. Backed by its -27.32% ROE, -24.13% net margin, -2.17 P/E ratio, 0.64 P/B ratio, and -535.20% earnings growth, these metrics solidify its Outperform investment rating.