PNBK
Patriot National Bancorp·NASDAQ
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3.13 / 10
Netural
PNBK's fundamental standing is weak, scoring only 3.1/10. Key limitations include a sharp year-over-year profit decline (-60.22%) and negative net asset growth (-22.66%), while a solid gross margin (36.7%) and high total-profit-to-EBIT ratio (100%) provide some support. The defensive nature of the business is noted, but the overall fundamental picture remains a concern.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value-22.66
Score0/3
Weight4.11%
1M Return2.09%
Value-22.66
Score0/3
Weight4.11%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.45%
1M Return3.05%
Value100.00
Score1/3
Weight6.45%
1M Return3.05%
Profit-MV
Value0.46
Score2/3
Weight11.91%
1M Return5.27%
Value0.46
Score2/3
Weight11.91%
1M Return5.27%
PB-ROE
Value-0.93
Score2/3
Weight12.22%
1M Return5.42%
Value-0.93
Score2/3
Weight12.22%
1M Return5.42%
Asset-MV
Value-0.50
Score2/3
Weight17.22%
1M Return7.51%
Value-0.50
Score2/3
Weight17.22%
1M Return7.51%
Revenue-MV
Value-1.08
Score1/3
Weight12.10%
1M Return4.65%
Value-1.08
Score1/3
Weight12.10%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.36%
1M Return3.43%
Value36.70
Score3/3
Weight7.36%
1M Return3.43%
Total profit (YoY growth rate %)
Value-60.22
Score0/3
Weight3.96%
1M Return2.05%
Value-60.22
Score0/3
Weight3.96%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.36%
1M Return3.43%
Value100.00
Score3/3
Weight7.36%
1M Return3.43%
Cash-MV
Value-0.07
Score3/3
Weight17.30%
1M Return7.61%
Value-0.07
Score3/3
Weight17.30%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value-22.66
Score0/3
Weight4.11%
1M Return2.09%
Value-22.66
Score0/3
Weight4.11%
1M Return2.09%
Revenue-MV
Value-1.08
Score1/3
Weight12.10%
1M Return4.65%
Value-1.08
Score1/3
Weight12.10%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.45%
1M Return3.05%
Value100.00
Score1/3
Weight6.45%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.36%
1M Return3.43%
Value36.70
Score3/3
Weight7.36%
1M Return3.43%
Profit-MV
Value0.46
Score2/3
Weight11.91%
1M Return5.27%
Value0.46
Score2/3
Weight11.91%
1M Return5.27%
Total profit (YoY growth rate %)
Value-60.22
Score0/3
Weight3.96%
1M Return2.05%
Value-60.22
Score0/3
Weight3.96%
1M Return2.05%
PB-ROE
Value-0.93
Score2/3
Weight12.22%
1M Return5.42%
Value-0.93
Score2/3
Weight12.22%
1M Return5.42%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.36%
1M Return3.43%
Value100.00
Score3/3
Weight7.36%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight17.22%
1M Return7.51%
Value-0.50
Score2/3
Weight17.22%
1M Return7.51%
Cash-MV
Value-0.07
Score3/3
Weight17.30%
1M Return7.61%
Value-0.07
Score3/3
Weight17.30%
1M Return7.61%
Is PNBK fundamentally strong?
- PNBK scores 3.13/10 on fundamentals and holds a Fair valuation at present. Backed by its -21.02% ROE, -74.83% net margin, -3.90 P/E ratio, 1.82 P/B ratio, and 65.41% earnings growth, these metrics solidify its Netural investment rating.
