Palomar Holdings (PLMR) Fundamental Analysis: Revenue, Earnings & Valuation

8.57 / 10

Outperform

Fundamental analysis rates PLMR as Outperform with an 8.6/10 quality score. Highlights include high accounts‑receivable turnover (23.4), strong fixed‑asset turnover (9306), robust EPS growth (>60% YoY), solid ROE (18.7%) and a healthy current ratio (3.94). Asset‑MV and Profit‑MV lag, tempering optimism.

Analysis Checks(8/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight9.30%

1M Return2.87%

ROE (diluted) (YoY growth rate %)

Value18.70

Score3/3

Weight19.75%

1M Return5.57%

Profit-MV

Value0.90

Score0/3

Weight-8.10%

1M Return-4.21%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight9.01%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value60.52

Score3/3

Weight19.30%

1M Return5.24%

Total profit (YoY growth rate %)

Value67.59

Score3/3

Weight18.40%

1M Return5.00%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight8.29%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value60.04

Score3/3

Weight19.50%

1M Return5.30%

Asset-MV

Value-0.55

Score0/3

Weight-3.82%

1M Return-1.49%

Current ratio

Value3.94

Score3/3

Weight8.37%

1M Return2.55%

Is PLMR undervalued or overvalued?

PLMR scores 8.57/10 on fundamentals and holds a Discounted valuation at present. Backed by its 23.58% ROE, 22.50% net margin, 16.18 P/E ratio, 3.38 P/B ratio, and 60.52% earnings growth, these metrics solidify its Outperform investment rating.