Bank OZK (OZK) Fundamental Analysis: Revenue, Earnings & Valuation

6.22 / 10

Outperform

Fundamental analysis rates OZK as Outperform. Key strengths include high Net‑income‑Revenue (group 4), strong Cash‑MV and Asset‑MV, and solid gross margin. Weaknesses lie in PB‑ROE and modest Cash‑UP, yet overall metrics yield a positive 6.2/10 score.

Analysis Checks(9/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight5.87%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight5.87%

1M Return3.70%

Profit-MV

Value1.85

Score2/3

Weight12.82%

1M Return6.92%

Net income-Revenue

Value1.13

Score2/3

Weight10.73%

1M Return5.96%

PB-ROE

Value-0.94

Score1/3

Weight7.56%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight5.87%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight5.87%

1M Return3.70%

Cash-UP

Value-0.17

Score3/3

Weight8.13%

1M Return5.00%

Asset-MV

Value-0.55

Score3/3

Weight24.98%

1M Return11.46%

Cash-MV

Value0.43

Score3/3

Weight12.29%

1M Return6.88%

Is OZK undervalued or overvalued?

OZK scores 6.22/10 on fundamentals and holds a Discounted valuation at present. Backed by its 11.82% ROE, 41.41% net margin, 7.29 P/E ratio, 0.83 P/B ratio, and 0.65% earnings growth, these metrics solidify its Outperform investment rating.