Oxford Lane Capital (OXLC) Fundamental Analysis: Revenue, Earnings & Valuation

1.93 / 10

Underperform

OXLC's fundamental health is lackluster (1.9/10). Key concerns include negative asset and revenue momentum (Asset-MV: -0.50, Revenue-MV: -0.26), a low rate of return on total assets (-7.69%), and a sharp decline in basic EPS YoY (-88.73%). While fixed assets turnover is high, it is not enough to offset other weaknesses. Historical back-tests show mixed but generally modest returns for each factor, reinforcing a guarded stance.

Analysis Checks(3/10)

Revenue-MV

Value-0.26

Score2/3

Weight18.82%

1M Return2.45%

Current liabilities / Total liabilities (%)

Value53.71

Score1/3

Weight10.28%

1M Return1.49%

Net income-Revenue

Value-0.54

Score0/3

Weight-1.80%

1M Return-0.34%

Basic earnings per share (YoY growth rate %)

Value-88.73

Score1/3

Weight7.90%

1M Return1.18%

Rate of return on total assets (%)

Value-7.69

Score1/3

Weight9.41%

1M Return1.42%

Fixed assets turnover ratio

Value28052.73

Score2/3

Weight8.35%

1M Return1.25%

Annualized return on total assets (%)

Value-7.69

Score1/3

Weight9.41%

1M Return1.42%

Diluted earnings per share (YoY growth rate %)

Value33.93

Score1/3

Weight8.40%

1M Return1.22%

Asset-MV

Value-0.50

Score2/3

Weight19.21%

1M Return2.74%

Current assets / Total assets (%)

Value42.04

Score1/3

Weight10.03%

1M Return1.44%

Is OXLC undervalued or overvalued?

OXLC scores 1.93/10 on fundamentals and holds a Premium valuation at present. Backed by its 1.09% ROE, 0.77% net margin, 286.01 P/E ratio, 0.58 P/B ratio, and -117.90% earnings growth, these metrics solidify its Underperform investment rating.