ORRF
Orrstown Financial·NASDAQ
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ORRF fundamentals
Orrstown Financial (ORRF) released its earnings on Jan 28, 2026: revenue was 64.92M (YoY +5.01%), beat estimates; EPS was 1.11 (YoY +27.59%), beat estimates.
Revenue / YoY
64.92M
+5.01%
EPS / YoY
1.11
+27.59%
Report date
Jan 28, 2026
ORRF Earnings Call Summary for Q4,2025
- Record Financial Performance: $80.9M annual net income, highest in company history, with ROE 14.76% and fee income contributing 21% of revenue.
- Strategic Growth Investments: 4% Q4 loan growth, 22% noninterest income share, and $125M MBS/CMO purchases to offset rate sensitivity.
- Dividend Expansion: 50% increase since merger, now $0.30 per share, reflecting strong capital generation.
- Wealth Management Momentum: AUM $3.1B, new leadership to drive fee income growth in key markets.
- NIM Guidance: 3.90%-4.00% for 2026, with core margin stabilization in Q1 and cautious outlook on rate cuts.
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Revenue & Expenses
Key Indicators
Orrstown Financial (ORRF) key financial stats and ratios, covering profitability, financial health, and leverage.
Orrstown Financial (ORRF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Orrstown Financial (ORRF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Orrstown Financial (ORRF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Orrstown Financial (ORRF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Orrstown Financial (ORRF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Orrstown Financial's revenue and profit?What were the key takeaways from Orrstown Financial's earnings call?What were the key takeaways from Orrstown Financial’s earnings call?What guidance did Orrstown Financial's management provide for the next earnings period?What does Orrstown Financial do and what are its main business segments?What is the market's earnings forecast for Orrstown Financial next quarter?What is Orrstown Financial's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Orrstown Financial year over year?
