NI Holdings (NODK) Fundamental Analysis: Revenue, Earnings & Valuation

7.11 / 10

Outperform

NI Holdings demonstrates encouraging fundamentals with high current and fixed assets turnover ratios, a robust current ratio of 9.94, and strong revenue-to-market value positioning. However, challenges remain in cash utilization and a significant year-over-year profit decline of -155%. These factors collectively yield a satisfactory but not outstanding fundamental score, suggesting room for improvement in liquidity management and profitability.

Analysis Checks(7/10)

Revenue-MV

Value0.48

Score3/3

Weight22.76%

1M Return5.94%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight14.42%

1M Return3.19%

PB-ROE

Value-0.53

Score2/3

Weight6.60%

1M Return1.62%

Total profit (YoY growth rate %)

Value-155.43

Score1/3

Weight11.45%

1M Return2.41%

Current assets turnover ratio

Value1.78

Score2/3

Weight13.09%

1M Return2.86%

Cash-UP

Value-0.05

Score0/3

Weight-9.47%

1M Return-2.80%

Fixed assets turnover ratio

Value7993.84

Score3/3

Weight12.91%

1M Return2.86%

Cost of sales ratio (%)

Value70.54

Score3/3

Weight13.54%

1M Return2.99%

Asset-MV

Value-0.51

Score0/3

Weight1.53%

1M Return0.42%

Current ratio

Value9.94

Score3/3

Weight13.17%

1M Return2.90%

Is NODK undervalued or overvalued?

NODK scores 7.11/10 on fundamentals and holds a Discounted valuation at present. Backed by its -2.97% ROE, 0.87% net margin, 108.28 P/E ratio, 1.15 P/B ratio, and 126.67% earnings growth, these metrics solidify its Outperform investment rating.