NI Holdings (NODK) Fundamental Analysis: Revenue, Earnings & Valuation

4.23 / 10

Netural

Evaluation yields 4.2/10, reflecting balanced financial health. Key positives: Asset-MV and Accounts receivable turnover ratio, though challenges appear in Total profit (YoY growth rate %). This configuration appears defensive.

Analysis Checks(9/10)

ROE (diluted) (YoY growth rate %)

Value-3.99

Score2/3

Weight12.79%

1M Return3.17%

Profit-MV

Value0.62

Score2/3

Weight5.56%

1M Return1.52%

Accounts receivable turnover ratio

Value38.69

Score3/3

Weight7.81%

1M Return2.21%

Total profit (YoY growth rate %)

Value-221.53

Score1/3

Weight9.44%

1M Return2.51%

Fixed assets turnover ratio

Value8528.00

Score3/3

Weight7.17%

1M Return2.05%

Diluted earnings per share (YoY growth rate %)

Value-72.41

Score2/3

Weight11.51%

1M Return3.12%

Operating revenue (YoY growth rate %)

Value185.72

Score3/3

Weight7.02%

1M Return2.01%

Asset-MV

Value0.00

Score2/3

Weight17.69%

1M Return5.72%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-71.83

Score3/3

Weight13.74%

1M Return3.85%

Current ratio

Value4.24

Score3/3

Weight7.26%

1M Return2.07%

Is NODK undervalued or overvalued?

NODK scores 4.23/10 on fundamentals and holds a Fair valuation at present. Backed by its -4.29% ROE, -3.65% net margin, -26.43 P/E ratio, 1.15 P/B ratio, and -72.41% earnings growth, these metrics solidify its Netural investment rating.